note de couverture condo bilingue - Nord-Pro

NOTE DE COUVERTURE – PROGRAMME CONDO
Période : du 31 juillet 2012 au 31 juillet 2013
Assuré : Syndicat des Copropriétaires Club Tremblant
Adresse : 129 et 140 Cuttle, Mont-Tremblant J8E-1B1
DESCRIPTION DE LA COUVERTURE
FRANCHISE
MONTANT
Bâtiment (140 Cuttle) Tous Risques Valeur à neuf
2,500$
Bâtiment (129 Cuttle) Tous Risques Valeur à neuf
2,500$
Frais Communautaire :
Refoulements des égouts
2,500$
Inondation
25,000$
Tremblement de terre
5% min 100,000$
Extension de garanties (selon liste incluse)
Responsabilité Civile Générale
1,000$
Responsabilité administrateur et dirigeants
1,000$
3,340,840$
2,914,248$
INCLUS
6,255,088$
6,255,088$
6,255,088$
inclus
5,000,000$
2,000,000$
PRIME D’ASSURANCE (sujet à 9% taxe et 25$ frais d’émission)
10,333$
Avenants
Responsabilité civile extensionnée pour couvrir la servitude de passage au Lac
Nonobstant le résultat de l`architecte sur les installations de foyer, aucune interdiction ou
surprime ne sera appliqué
Couvertures spéciales :
Responsabilité civile inclus gestionnaire du Syndicat (définition d’assuré)
Responsabilité administrateur et dirigeants inclus gestionnaire du Syndicat (assuré
additionnel)
Section crime (argent) extensionnée pour couvrir gestionnaire du Syndicat et leurs employées
incluant leur lieux (10,000$ inclus)
Frais de service du gestionnaire du Syndicat et autres professionnel suite à une réclamation
couvert (voir extension de garanties 19,23,27,30,34,35)
Mark Pedicelli MBA, C.d’A.Ass.
INSURANCE BINDER – CONDO PROGRAM
Policy period: July 31 2012 to July 31 2013
Insured: Syndicat des Copropriétaires Club Tremblant
Address : 129 et 140 Cuttle, Mont-Tremblant J8E-1B1
DESCRIPTION OF THE COVERAGE
Building (140 Cuttle) All Perils with replacement cost
Building (129 Cuttle) All Perils with replacement cost
Condo fees – Community Insurance
Sewer back-up
Flood
Earthquake
Condo Extension package (see attached list)
Crime
Commercial General Liability
Directors and officers insurance (D&O)
DEDUCTIBLE
$2,500
$2,500
$2,500
$25,000
5% min $100,000
INSURANCE PREMIUM (subjet to 9% tax and 25$ issuance fee)
$500
$1,000
$1,000
AMOUNT
$3,340,840
$2,914,248
Included
$6,255,088
$6,255,088
$6,255,088
Included
$10,000
$5,000,000
$2,000,000
$10,333
Special conditions:
Liability extended to cover servitude property to the lake.
Regardless of the architects results regarding the fireplaces, no restrictions or surcharges will
be applied.
Special coverages:
This insurance program was designed specifically to meet the insurance needs of the
condominium market. Policy wordings have been modified and added accordingly.
Commercial General Liability includes property manager by definition of assured.
Directors and officers liability includes property manager as additional insured.
Crime section extended to cover the property manager and their employees including their
location ($10,000 limit)
Service fees of property manager and other professionals following a claim covered (see
extensions 19,23,27,30,34,35,)
Mark Pedicelli MBA, C.d’A.Ass.