100% Income Protection … For a Trouble

Transcription

100% Income Protection … For a Trouble
SOGEMEC ASSURANCES
Yves Martel
FINANCIAL WEALTH CONSULTANT
100% Income Protection …
For a Trouble-Free Retirement!
ou have obviously noted the negative impact that
the current financial crisis has had on your retirement
savings over the past few months. Have you
thought about the fact that if you were disabled for
5, 10, 20 years, or even permanently, it could have
an even more significant impact on your ability to
build a retirement fund?
Y
Long-term disability is bound to have an effect on your standard
of living if you have inadequate disability insurance or none at
all. For example, if you became disabled, you could no longer
make RRSP contributions because your employment income
would be nil. Then imagine that you would also be unable to
save outside your RRSP because of a lack of liquid assets. The
effect on your retirement savings could be as catastrophic as
the present financial crisis.
POUR TOUS VOS
BESOINS D’ASSURANCES
Disability insurance is, obviously, a possible solution. It protects
your future employment income against unforeseen events,
such as an accident or illness. This kind of income loss can
occur at any time, including during the critical periods involved
in building a retirement fund. A physician should always try to
fully protect his/her present and future income. The long-term
consequences of even a partial loss in employment income are
far too substantial to ignore or to risk choose the wrong disability
plan. Did you know that Sogemec Assurances provides the
only plan that covers 100% of your income, providing optimal
protection? Rather than pay cheaper premiums for coverage
that is less than what you actually need, opt for Sogemec
Assurances and full protection.
Contact your Sogemec consultant right away.
Grâce au
SERVICE PRÉFÉRENCE
SOGEMEC ASSURANCES
ÉVOLUE AVEC VOUS
Avec le SERVICE PRÉFÉRENCE de
Sogemec Assurances, toutes vos
assurances sont pensées en fonction
de votre style de vie et de vos besoins.
POUR EN SAVOIR PLUS :
1 800 361-5303 / 514 350-5070 / 418 658-4244
Par courriel ou Internet :
[email protected] / www.sogemec.qc.ca
SOGEMEC ASSURANCES
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