100% Income Protection … For a Trouble
Transcription
100% Income Protection … For a Trouble
SOGEMEC ASSURANCES Yves Martel FINANCIAL WEALTH CONSULTANT 100% Income Protection … For a Trouble-Free Retirement! ou have obviously noted the negative impact that the current financial crisis has had on your retirement savings over the past few months. Have you thought about the fact that if you were disabled for 5, 10, 20 years, or even permanently, it could have an even more significant impact on your ability to build a retirement fund? Y Long-term disability is bound to have an effect on your standard of living if you have inadequate disability insurance or none at all. For example, if you became disabled, you could no longer make RRSP contributions because your employment income would be nil. Then imagine that you would also be unable to save outside your RRSP because of a lack of liquid assets. The effect on your retirement savings could be as catastrophic as the present financial crisis. POUR TOUS VOS BESOINS D’ASSURANCES Disability insurance is, obviously, a possible solution. It protects your future employment income against unforeseen events, such as an accident or illness. This kind of income loss can occur at any time, including during the critical periods involved in building a retirement fund. A physician should always try to fully protect his/her present and future income. The long-term consequences of even a partial loss in employment income are far too substantial to ignore or to risk choose the wrong disability plan. Did you know that Sogemec Assurances provides the only plan that covers 100% of your income, providing optimal protection? Rather than pay cheaper premiums for coverage that is less than what you actually need, opt for Sogemec Assurances and full protection. Contact your Sogemec consultant right away. Grâce au SERVICE PRÉFÉRENCE SOGEMEC ASSURANCES ÉVOLUE AVEC VOUS Avec le SERVICE PRÉFÉRENCE de Sogemec Assurances, toutes vos assurances sont pensées en fonction de votre style de vie et de vos besoins. POUR EN SAVOIR PLUS : 1 800 361-5303 / 514 350-5070 / 418 658-4244 Par courriel ou Internet : [email protected] / www.sogemec.qc.ca SOGEMEC ASSURANCES filiale de la 38 L E S P É C I A L I S T E · V O L . 1 1 no. 1 · M a r c h 2 0 0 9