ASHTA Arvind French/Indian overseas citizen Groupe ESC Dijon

ASHTA Arvind
French/Indian overseas citizen
Groupe ESC Dijon-Bourgogne, 29, rue Sambin
F-21000 Dijon, FRANCE
E-mail: [email protected]
Phone: +33 (0) 3 80 72 59 66
Permanent Professor
Holder of the Chair in "Microfinance"
Department of Control, Finance and Law
EDUCATION AND DEGREES
1996
PhD in Law
Université Panthéon- Assas, Paris II, France
1990
D.S.U in Political Science University of Paris 2
Université Panthéon- Assas, Paris II, France
1986
LL.B Law Center-2 (evening)
University of Delhi, India
1982
Post-graduate Diploma in Management
Indian Institute of Management, Calcutta
1980
BA in Economics (with Honors)
St. Stephen’s College, University of Delhi, India
1977
Indian School Certificate (Government of India Merit Award)
St. Columba’s High School, New Delhi, India
WORK EXPERIENCE
Academic activities
2001-…
Professor in Finance, Control & Law
Burgundy School of Business, Dijon, France
2004-2007
Former Elected Dean of Faculty
Burgundy School of Business, Dijon, France
Professional experience
1989-1999
Accounting and Selling Cyrene SA
Paris, France
1986-1989
Deputy Manager, Escorts Limited
Faridabad, India
1985
Assistant Manager, Escorts Limited
Faridabad, India
1983-1984
Sr. Officer – Internal Audit, Escorts Limited
Faridabad, India
Consulting activities
Analysing balance sheets and preparing loan applications for clients, 20 th Century Finance
Mumbai, India
1982
Executive Education teaching
2009-2011
European Masters in Microfinance
Université Libre de Bruxelles (SBS-EM), Belgium
Involvement in professional associations
2010-…
European Microfinance Platform, Luxemburg
2012-…
European Microfinance Network
2011-…
Founder of Burgundy Group for Microfinance Research (Linkedin)
2011-…
Founder of Online Lending and Microfinance (Linkedin)
TEACHING
Teaching interests
-
Microfinance and Technology
Management control
Performance management
Microfinance Financing and Financial Analysis
Corporate valuation
Financial Market Theory
Financial Management
Financing of Cultural Activities
Corporate Financial Management
Costing and Budgeting
Financial Accounting
International and European Taxation
International Law
Teaching languages
-
English
French
Levels of teaching
- Bachelor
- Master
- PhD
SCIENTIFIC ACTIVITIES
2009
Holder of the Chair in "Microfinance"
Burgundy School of Business, Dijon, France
Research interests
-
Microfinance (Microcredit, Microequity)
MIS in Microfinance
Slow Money
Cooperatives of Entrepreneurs
Crowdfunding and online lending
Corporate Social Responsibility
Academic affiliations
2012-…
2009-…
Member, Réseau de Recherche sur l'innovation
Member, CERMi (European Center for Research in Microfinance)
Contribution to the scientific community
Academic research grants
PARI 10 – “Slow money en Bourgogne”, Integrated Research Plan Project, Regional Council,
250000 euros. PI: Angela Sutan
2010-2014
Distinctions
2013
Keynote speaker at the Canadian Council of Small Business Enterprises Conference in Victoria
(BC), Canada
Mainstage speaker at the Slow Money Conference in Boulder (Co), USA (April 29-30, 2013)
2012
Hanson Wade invited me to Chair the Microfinance Technology conference in Kuala Lumpur
Best Paper Certificate Award (one of three) at the 3rd Institutional and Technological Environment
for Microfinance Conference, New Delhi.
Editorial/ Review Board (current)
-
Cost Management
Gitam Review of International Business
International Journal of Technology and Human Interaction
Strategic Change: Briefings in Entrepreneurial Finance
Editorial experience
2013
Guest editor of Special issue on “Microfinance and the financial context” for Journal of Innovation
Economics on Innovations
2012-2013
Coordinated special issue on Microfinance for Strategic Change: Briefings in Entrepreneurial
Finance
Guest editor of Special issue of Cost Management on Microfinance
2010
Guest editor of a special issue on "Technology and Microfinance" for Journal of Electronic
Commerce in Organizations
1997-2000
Editor: France Now Over 200 short articles written and published on French legislative and
economic news.
Occasional review of papers
World Development, European Journal of MIS, Journal of Economic Issues, Journal of Business Ethics, European
Management Review, Corporate Governance, Electronic Commerce Research and Applications, EURAM conference,
Asia Pacific Conference for International Accounting
Co-directing Ph.D. research thesis
Credit Scoring and Poverty scoring (Since Sept 2012) in collaboration with Oxford Brookes University, UK
Financial diaries in Microfinance (Since Sept 2012) in collaboration with Université de Besançon, France
Other Scholarly and related Activities
2011-…
Started a weekly seminar “Microfinance Sandwich Writer’s Clubs”
Started quarterly mini-conferences on Microfinance
2010
Started an annual conference “Institutional and Technological Environment for Microfinance (ITEM)
Organized a case competition on "Rang De: How to make online lending grow in India?" with Djamchid Assadi
International collaborations (instrumental in three protocols signed with Indian schools and one with a Belgian
university)
Intellectual contribution
References from 2007 to 2014
Scholarly articles in refereed journals
Ashta, A, Couchoro, M., Musa, A.S.M. (2014) "Dialectic evolution through the social innovation process: from microcredit
to microfinance", Journal of Innovation and Entrepreneurship, vol. 3, n° 4, pp. 5-23.
Ashta, A., Attuel-Mendès, L., Ratsimalahelo, Z. (2014) "Another “French paradox”: explaining why interest rates to
microenterprises did not increase with the change in French usury legislation", European Journal of Law and Economics,
in press.
Ashta, A. (2013) "A minimum wage solution to halving world poverty by 2015: A stakeholder approach", IIMB
Management Review, vol. 25, n° 1, pp. 6-18.
Ashta, A. (2013) "Contextualizing Microfinance Research", Journal of Innovation Economics, vol.11, n° 1, pp. 3-14.
Ashta, A., Patel, J. (2013) "Software as a Service: An opportunity for disruptive innovation in the Microfinance software
market?", Journal of Innovation Economics, vol. 11, n° 1, pp. 55-82.
Attuel-Mendes, L., Ashta, A. (2013) "The Truth, but Not Always The Whole Truth In Lending Laws", Cost Management,
vol. 27, n° 2, pp. 6-19.
Khan, S., Ashta, A. (2013) "Managing multi-faceted risks in microfinance operations – A case study on ASA", Strategic
Change: Briefings in Entrepreneurial Finance, vol. 22, n° 1, pp. 1-16.
Sharman, P., Ashta, A. (2013) "Lessons from Cost Management in Microfinancing", Cost Management, vol. 27, n° 2,
pp. 3-5.
Hudon, M, Ashta A. (2013) "Fairness and microcredit interest rates: From Rawlsian principles of justice to the distribution
of the bargaining range", Business Ethics: A European Review, vol. 22, n° 3, pp. 277-291.
Ashta, A. (2012) "Co-creation for impact investments in Microfinance", Strategic Change: Briefing in Entrepreneurial
Finance, vol. 21, n° 1-2, pp. 71-81.
Ashta, A. (2012) "Social Responsibility in the Information Age: Lessons from SaaS in the context of Microfinance", Cost
Management, vol. 26, n° 5, pp. 37-47.
Ashta, A., Sharman, P. (2012) "Preface to the first special issue on Microfinance", Cost Management, vol. 26, n° 5, pp.
3-5.
Ashta, A., Fall, N. S. (2012) "Institutional analysis to understand the growth of microfinance institutions in West African
Economic and Monetary Union", Corporate Governance: The International Journal of Business in Society, vol. 12 n° 4,
pp. 441-459.
Ashta, A., Hudon, M. (2012) "The Compartamos Microfinance IPO: Mission Conflicts in Hybrid Institutions with Diverse
Shareholding1", Strategic Change: Briefing in Entrepreneurial Finance, vol. 21, n° 7-8, pp. 331-341.
Assadi, D., Ashta, A. (2012), "Brand Value Building in Online Social Lending Startups", Journal of Innovation Economics,
vol. 1, n° 9, pp. 139-161.
Attuel-Mendès, L., Ashta, A., Ditter, J.-G. (2012) "La réforme de la législation française en matière d’usure facilite-t-elle
l’accès au crédit des micro-entreprises ? ", Humanisme et Entreprise, n° 309, pp. 15-36.
Estape-Dubreuil, G., Ashta, A., Hedou, J. (2012) "Micro-equity and Social Entrepreneurship from a Venture Capital
Perspective", Strategic Change: Briefing in Entrepreneurial Finance, vol. 21, n° 7-8, pp. 355-368.
Khan, S., Ashta, A. (2012) "Cost Control in Microfinance: Lessons from ASA", Cost Management, vol. 26, n° 1, pp. 522.
Milana, C., Ashta, A. (2012) "Developing Microfinance: A Survey of the Literature", Strategic Change: Briefing in
Entrepreneurial Finance, vol. 21, n° 7-8, pp. 299-330.
Ashta, A., De Selva, R. (2011) "Religious Practice and Microcredit: Literature Review and Research Directions",
Postmodern Openings, vol. 2, n° 8, pp. 33-44.
Ashta, A., Otto, P. E. (2011) "Project valuation in the presence of loss aversion during economic crises", Strategic
Change: Briefing in Entrepreneurial Finance, vol. 20, n° 5-6, pp. 171-186.
Constantinou, D., Ashta, A. (2011) "Financial crisis: lessons from microfinance", Strategic Change: Briefing in
Entrepreneurial Finance, vol. 20, n° 5-6, pp.187-203.
Ashta, A. (2010) "Guest Editorial Preface A Brief Introduction to Microfinance and Technology", Journal of Electronic
Commerce in Organizations, vol. 8, n° 2, pp. i–iii.
Ashta, A. (2010) "Guest Editorial Preface With Some Directions for Future Research in Microfinance and Technology",
Journal of Electronic Commerce in Organizations, vol. 8, n° 3, pp. i–iii.
Ashta, A. (2010) "Legal Risk in the Financial Markets, by Roger McCormick, 2006, Oxford, UK Oxford University Press",
Journal of Risk and Insurance, vol. 77, n° 3, pp.709-711.
Ashta, A., Assadi, D. (2010) "An analysis of European online micro-lending", Journal of Innovative Marketing, vol. 6, n°
2, pp.7–17.
Ashta, A., Assadi, D. (2010) "Should online micro-lending be for profit or for philanthropy? DhanaX and Rang De",
Journal of Innovation Economics, vol. 2, n° 6, pp.123-146.
Constantinou, D., Ashta, A. (2010) "Comment la microfinance surmonte-t-elle les crises financières et économiques ?",
Techniques Financières et Développement, n° 99, pp. 31–44.
Johnson, S., Ashta, A., Assadi, D. (2010) "Online or Offline? The Rise of "Peer-to-Peer" Lending in Microfinance",
Journal of Electronic Commerce in Organizations, vol. 8, n° 3, pp. 26-37.
Allaire, V., Ashta, A., Attuel-Mendes, L., Krishnaswamy, K. (2009) "The success of Moroccan Microfinance institutions:
more than just culture?", Euro-Mediterranean Economics And Finance Review, vol. 4, n° 3, pp. 53-74.
Ashta, A. (2009) "Corporate Social Responsibility in the Dynamic Information Age of Inter-Systems Connectivity",
Journal of Electronic Commerce in Organizations, vol. 7, n° 1, pp. 18-34.
Ashta, A. (2009) "Micro-credit Capital Flows and Interest Rates: An Alternative Explanation", Journal of Economic
Issues, Vol. XLIII, n° 3, pp. 661-684.
Ashta, A., Bush, M. (2009) "Ethical Issues for NGO Principals in Sustainability, Outreach and Impact of Microfinance:
Lessons in Governance From Banco Compartamos's IPO", Management Online Review, ISSN 1996-3300, pp.1-18,
http://www.morexpertise.com/download.php?id=141
Ashta, A. (2008) "Sustainable growth rates: refining a measure", Strategic Change: Briefing in Entrepreneurial Finance,
vol. 17, n° 5-6, pp. 207-214.
Attuel-Mendès, L., Ashta, A. (2008) "French Legislation and the Development of Credit Availability for Microenterprise",
Global Journal of Business Research, vol. 2, n° 2, pp.123-137.
Ernult, J., Ashta, A. (2008) "How to Measure Global Sustainable Performance in a Service Enterprise ? A Case Study
of the Credibility Of Vigeo’s Rating of Caisse d’Épargne", Journal of Services Research, Special Issue, n° 8, pp.101123.
Ashta, A. (2007) "Behavioral Influences on the Calculation of Expectations in Project Appraisal", The ICFAI Journal of
Behavioral Finance, vol. 4, n° 2, pp. 7-32.
Ashta, A. (2007) "The Taxation of Mergers Directive (90/434/EEC) as Amended", The ICFAI Journal of Mergers &
Acquisitions, vol. 4, n° 1, pp. 62-78.
Ashta, A., Patil, S. (2007) "Behavioral Finance Issues in Listing and Delisting in the French wine industry: Lessons from
the case of Grands Vins Boisset", Decision, vol. 34, n° 2, pp. 1-26.
Ashta, A., Diaz-Bretones, F., Tolle, L. (2007) "Behavioral Influences in Selecting Restructuring Strategies for Sick
Companies", The ICFAI Journal of Behavorial Finance, vol. 4, n° 4, pp. 7-32.
Book Reviews
Ashta, A. (2013) "Book review of Dambisa Moyo (2009), "Dead Aid: Why Aid is not working and there is another way
for Africa", Penguin Books, Londres, Royaume-Uni, 188 p., Strategic Change: Briefings in Entrepreneurial Finance, vol.
22, n° 1-2, pp. 121-123.
Ashta, A., Milana, C. (2012) "A comparison of two books of microfinance pioneers: Vikram Akula (2011) A Fistful of Rice:
My Unexpected Quest to End Poverty Through Profitability, Harvard Business Review Press, Boston, MA, 191 pages.
with Muhamad Yunus (2003) Banker to the Poor: Micro-Lending and the Battle Against World Poverty, Public Affairs,
New York; 288 pages", Strategic Change: Briefings in Entrepreneurial Finance, vol. 21, n° 7-8, pp. 379-380.
Ashta, A. (2010) "Legal Risk in the Financial Markets", by McCormick, R., 2006, Oxford University Press, Oxford,
Royaume-Uni, p. 9 + 297 p., Journal of Risk and Insurance, n° 77, vol. 3, pp. 709–711.
Ashta, A., Weber, K. (2009) "Book Reviews - Creating a World Without Poverty: Social Business and the Future of
Capitalism, by Muhammad Yunus", Journal of Economic Issues, vol. 43, n° 1, pp. 289-290.
Books
Ashta, A. (2011) Advanced technologies for microfinance: Solutions and challenges, IGI Global, Hershey, Pennsylvanie,
340 p.
Book chapters
Arvind Ashta (2013) "Cooperating For Entrepreneurship: The French Regime of Cooperative of Activities
and Employment" in Oluyombo, O., Cooperative and Microfinance Revolution, Soma Prints Limited, Lagos, Nigeria, pp.
53-61
Ashta, A., Dayson, K., Gera, R., Hettihewa, S., Krishna, N.V., Wright, C. (2013) "Microcredit as a Social Innovation", In Moulaert, F.,
MacCallum, D., Mehmood, A., Hamdouch, A., The International Handbook on Social Innovation, Edward Elgar Publishing,
Cheltenham, Royaume-Uni, pp. 80-93.
Arvind Ashta, Couchoro, M., Musa, A. S. M. (2013) "Microfinance and Entrepreneurship" in Carayannis, E. G., Uzunidis,
D., Encyclopedia of Creativity, Invention, Innovation and Entrepreneurship, Springer, pp. 1272-1278.
Arvind Ashta, Cabraal, A., Dayson, K. (2013) "Love Money", in Carayannis, Elias G., Uzunidis, D., Encyclopedia
of Creativity, Invention, Innovation and Entrepreneurship, Springer, pp. 1216-1220.
Ashta, A., Bratu, D. (2013) "Slow Money : un modèle alternatif pour des investissements durables", Vittari, C., Slow
Management, Pearson, Montreuil, France, pp. 155-174.
Attuel-Mendès, L., Ashta, A., Pic, E., (2012) "La finance responsable face aux grandes religions", in Barth, I., Management et
religions, Editions EMS, Strasbourg, pp.171-185.
Ashta, A., Assadi, D. (2011) "The use of Web 2.0 technologies in online lending and impact on different components of
interest rates", in Ashta, A., Advanced technologies for microfinance: Solutions and challenges, IGI Global, Hershey,
Pennsylvanie, pp. 206-224.
Assadi, D., Ashta, A. (2009) "How Do People Trust on Peer-to-Peer Lending Websites ? Analysis of the Impacts of the
Web 2.0 Technologies and Intermediation Roles", in Gera, R., Advances in Technology and Innovation in Marketing,
Editions MacMillan, Inde, pp. 49-69.
Refereed case studies
Ashta, A., Assadi, D. (2011) "Babyloan: Microcredit, Great Stories, Scaling Issues In Social Business", European Case
Clearing House, n° 311-081-1, 23 p.
Ernult, J., Ashta, A. (2008) "Caisse d'Epargne: How to Choose Environmentally Friendly Vendors?", European Case
Clearing House, n° 708-036-1, 16 p.
Papers in academic conferences
Ashta, A. (2013) "Should Slow Money Movement be encouraged through Regulation?", Eighth Annual International
Conference On Public Policy And Management: Infrastructure: Hard And Soft, Bangalore, Inde, 12-14 août 2013.
Ashta,
A.
(2013)
"Microfinance
and
Micro-Entrepreneurship",
International
Conference
Microfinance And Microentrepreneurship: Issues & Challenges (Icm&M-13), Haryana, Inde, 8-9 août 2013.
on
Ashta, A., Couchoro, M., Musa, A. S. M. (2013) "Microfinance: An innovation for entrepreneurship", 4th Joint Research
Conference, Dijon, France, 24 juin 2013.
Ashta, A., Estapé-Dubreuil, G. Hédou, J.-P. (2013) "Making Slow Money work: The micro-angels approach to microinvestment decisions: selection, monitoring, accompaniment and coaching", Item 4, Paris, France, 11-12 avril 2013.
Ashta, A. (2012) "Social Responsibility in Information Age: Lessons from SaaS for Microfinance", 3rd Institutional and
Technological Environment for Microfinance Conference, New Delhi, Inde, 4-7 janvier 2012.
Attuel-Mendès, L., Ashta, A. (2012) "The Truth, But not Always the Whole Truth in Lending Laws", 3rd Institutional and
Technological Environment for Microfinance Conference, New Delhi, Inde, 4-7 janvier 2012.
Bourcieu, S. Hedou, J-P, Ashta, A., Estapé-Dubreuil, G. (2012) "Bottlenecks in the diffusion of social innovation: Why
is microequity not a global phenomenon? A study of the slow pace of diffusion of the CIGALES movement ?", 3rd Joint
Research Conference , Oxford, Royaume-Uni, 30 mai 2012.
Assadi, D., Ashta, A. (2012) "Featuring loans with social collaterals: The role of Self-help Trust Groups online and
offline", 3rd Joint Research Conference, Oxford, Royaume-Uni, 30 mai 2012.
Assadi, D., Ashta, A. (2012) "The Building of Brand Affective Equity: Do People Say What the Brands Want Them to
Say? An investigation into the social media “Twitter” ", 3rd Joint Research Conference, Oxford, Royaume-Uni, 30 mai
2012.
Bumacov, V., Ashta, A., Singh, P. (2012) "The conceptual framework of credit scoring from its origins to microfinance:
an extensive literature review", 3rd Joint Research Conference, Oxford, Royaume-Uni, 30 mai 2012.
Bumacov, V., Ashta, A., Singh, P. (2012) "The conceptual framework of credit scoring from its origins to microfinance:
an extensive literature review", 5th International Research Workshop on Microfinance Management and Governance,
Oslo, Norvège, 18-19 octobre 2012.
Ashta, A., Estapé-Dubreuil, G., Hedou, J-P., Bourcieu, S. (2012) " Social Innovation lessons from Microangels? An
Institutional Entrepreneurship Case study of the CIGALES movement in France", 5th International Research Workshop
on Microfinance Management and Governance, Oslo, Norvège, 18-19 octobre 2012.
Ashta, A., Patel, J. (2011), "Is SaaS the Appropriate technology for Microfinance?", 2nd Joint Research Conference,
Dijon, France, 10 mai 2011.
Ashta, A., Attuel-Mendès, L., Pic, E. (2011) "Microcredit and religions: different perspectives", 2nd Joint Research
Conference, Dijon, France, 10 mai 2011.
Ashta, A., Khan, S., Otto, P. E. (2011) "Does Microfinance cause or reduce suicides: Policy recommendations to reduce
borrower stress", 2nd Joint Research Conference, Dijon, France, 10 mai 2011.
Ashta, A. (2011) "CSR in a SaaS for Microfinance Environment", Symposium on Corporate Responsibility and
Innovation, EABIS, Dijon, France, 6-7 avril 2011.
Ashta, A., Krishna, N. V. (2011) "The Role of Technology in the Diffusion of Microfinance", Symposium on Corporate
Responsibility and Innovation, EABIS, Dijon, France, 6-7 avril 2011.
Ashta, A., Dayson, K., Gera, R., Hettihewa, S., Krishna, N. V., Wright, C. (2011) "Microfinance as a Social Innovation",
Symposium on Corporate Responsibility and Innovation, EABIS, Dijon, France, 6-7 avril 2011.
Ashta, A., Bumacov, V. (2011) "The conceptual framework of credit scoring from its origins to microfinance", Second
European Research Conference on Microfinance, Gröningue, Pays-Bas, 16-18 juin 2011.
Ashta, A., Khan, S., Otto, P. E. (2011) "Does Microfinance cause or reduce suicides: The need for support groups for
males", Second European Research Conference on Microfinance, Gröningue, Pays-Bas, 16-18 juin 2011.
Ashta, A., Khan, S., Otto, P. E. (2011) "Stress of Microfinance Borrowers", International Conference on Stress: Health,
Society and Technology (ICONS-HST), New Delhi, Inde, 20-21 avril 2011.
Assadi, D., Ashta, A. (2011) "The Building of Brand Affective Equity, How Do People Like Kiva and Zopa: An
investigation into the social media?", 7th Global Brand Conference of the Academy of Marketing Brand, Corporate
Identity and Reputation SIG, Oxford, Royaume-Uni, 6-9 avril 2011.
Attuel-Mendès, L. Ashta, A., Pic, E. (2011) "Microcrédit et religions : regards croisés", Colloque "Management et
Religions", Strasbourg, France, 31 août-1er septembre 2011.
Ashta, A. (2010) "La RSE dans l'ère de l’information : Appliqué au SaaS en Microfinance", Innovations 2010, Paris,
France, 7 juin 2010.
Ashta, A. (2010) "MIS for Microfinance", 2nd Microfinance and New Technologies Summit, Marrakech, Maroc, 11-12
mars 2010.
Ashta, A., Assadi, D. (2010) "Should online Micro-lending be for profit or for philanthropy ? DhanaX and Rang De", 1st
Conference Institutional and Technological Environment for Microfinance, New Delhi, Inde, 7-8 janvier 2010.
Assadi, D., Ashta, A. (2010) "P2P Interaction Orientation and Brand Value Building in Online Social Lending Startups",
1st Conference Institutional and Technological Environment for Microfinance, New Delhi, Inde, 7-8 janvier 2010.
De Selva, R, Ashta, A. (2010) "Religious practice and micro-credit in West Bengal (India)", 1st Conference Institutional
and Technological Environment for Microfinance, New Delhi, Inde, 7-8 janvier 2010.
Ashta, A., Patel, J. (2010) "Is SaaS the Appropriate Technology for Microfinance?", CERMi research workshop, Mons,
Belgique, 19 octobre 2010.
Ashta, A., Raimbault, S. (2010) "Business Perceptions of the new French regime on Auto-Entrepreneurship : a risktaking step back from socialism", 1st Joint Research Conference, Oxford, Royaume-Uni, 26 mai 2010.
Barbe, O., Didelot, L., Ashta, A. (2010) "Is there need for totally disconnected tax and financial systems ? A post-IFRS
evaluation of evolution of Tax and Financial Reporting relationships based on the French case", 1st Joint Research
Conference, Oxford, Royaume-Uni, 26 Mai 2010.
Assadi, D., Ashta, A. (2010) "Governance of Trust in P2P Lending Websites", 3rd conference on Governance in
Microfinance, Groningue, Pays-Bas, 31 août-1er septembre 2010.
Assadi, D., Ashta, A. (2010) "P2P Interaction Orientation and Brand Value Building in Online Social Lending Startups",
6th colloquium of the Academy of Marketing's Brand, corporate identity and reputation special interest group, 9-10 avril
2010.
Attuel-Mendès, L., Ashta, A., Ditter, J.-G. (2010) "La réforme de la législation française en matière d'usure facilite-t-elle
l'accès au crédit des micro-entreprises ?", 3e colloque du DEUST Travail social, "Existe-t-il des alternatives à la banque
capitaliste ?, ou Raiffeisen, réveille-toi, ils sont devenus fous !", Évry-Val-d’Essonne, Paris, France, 8 octobre 2010.
Couchoro, M., Ashta, A. (2010) "Critères de sélection des clients dans les IMF: le cas de Wages au Togo", 2nd
Institutional and Technological Environment for Microfinance, Dijon, France, 9 -10 décembre 2010.
Otto, P. E., Ashta, A. (2010) "Microsavings and Market Saturation: The Evolution of Diversity in Saving Products", 2nd
Institutional and Technological Environment for Microfinance, Dijon, France, 9 -10 décembre 2010.
Ashta, A., Demay, I. (2010) "L'histoire de Microfinance au Togo", 2nd Conference Institutional and Technological
Environment for Microfinance, Dijon, France, 9 -10 décembre 2010.
Hudon, M., Ashta, A. (2010) "To Whom should we be Fair? Ethical issues in Balancing Stakeholder Interests from Banco
Compartamos Case Study", Academy of Management Annual Meeting AOM 2010, Montréal, Canada, 9 août 2010.
Ashta, A., Assadi, D. (2009) "Do Social Cause and Social Technology Meet? Impact of Web 2.0 Technologies on peerto-peer lending transactions in general and microfinance in particular", 1st European Research Conference on
Microfinance, Bruxelles, Belgique, 2-4 juin 2009.
Allaire, V., Ashta, A., Attuel-Mendès, L., Krishnaswamy, K. (2009) "Institutional analysis to explain the success of
Morrocan Microfinance Institutions", 1st European Research Conference on Microfinance, Bruxelles, Belgique, 2-4 juin
2009.
Allaire, V., Ashta, A., Attuel-Mendès, L., Krishnaswamy, K. (2009) "The Success of Moroccan Microfinance Institutions
: More than just culture ?", 5th International Finance Conference "Financial Crisis & Monetary and Financial Economics
& Risk Management & Entrepreneurial finance & Basle II, Information Technologies and e-finance, Mediterranean
integration and strategies", Hammamet, Tunisie, 12-14 mars 2009.
Attuel-Mendès, L., Ashta, A. (2009) "The truth, but not always the whole truth in lending laws", 5th International Finance
Conference "Financial Crisis & Monetary and Financial Economics & Risk Management & Entrepreneurial finance &
Basle II, Information Technologies and e-finance, Mediterranean integration and strategies", Hammamet, Tunisie, 1214 mars 2009.
Assadi, D., Ashta, A. (2009) "An Analysis of European Online micro-lending Websites", European Microfinance Network
6th Annual Conference, Milan, Italie, 4-5 juin 2009.
Ashta, A., Assadi, D. (2009) "Generating brand value in online Microfinance startups", 5th International Colloquium Of
The Academy Of Marketing's Brand, Corporate Identity And Reputation Special Interest Group, Cambridge, RoyaumeUni, 1-3 septembre 2009.
Ashta, A., Assadi, D. (2009) "Online lending in India", University Meets Microfinance, Berlin, Allemagne, 7-8novembre
2009.
Assadi, D., Ashta, A. (2009) "An Analysis of European Online micro-lending Websites", European Microfinance Network
6th Annual Conference, Milan, Italie, 4-5 juin 2009.
Assadi, D., Ashta, A. (2009) "How Do People Trust on Peer-to-Peer Lending Websites ? Analysis of the Impacts of the
Web 2.0 Technologies and Intermediation Roles", ICTIM 2009, Ghaziabad, Inde, 20-21 février 2009.
Assadi, D., Ashta, A. (2009) "P2P Interaction Orientation and Brand Value Building in Online Social Lending Startups",
CERMI Research Workshop, Mons, Belgique, 27novembre 2009.
Hudon, M., Ashta, A. (2009) "Microfinance Interest Rates dynamics: Are fair prices derived from Rawls' basic principles
of justice?", 2nd International Workshop on Microfinance Management and Governance, Kristiansand, Norvège , 31
août-1er septembre 2009.
Ashta, A., Fall, N. S. (2009) "Institutional Analysis to understand the growth of Microfinance Institutions in West African
Economic and Monetary Union", 4th African Microfinance Conference, Ouagadougou, Burkina-Faso, 7-10 juillet 2009.
Raimbault, S., Ashta, A. (2009) "Business perceptions of the new French regime on Auto-entrepreneurship: a risk-taking
step back from socialism", 21st Asian Pacific Conference, Las Vegas, USA, 22-25 novembre 2009.
Assadi, D., Ashta, A. (2008) "How Do People Trust on Peer-to-Peer Lending Websites ? Impacts of the Web 2.0
Technologies on Trust Building in Microfinance", 10e Journées d'Économie Expérimentale, Dijon, France,15-16 mai
2008.
Ashta, A. (2008) "A Brief Inventory of Behavioral Influences on the notion of Risk Adjusted Discount Rates in Project
Appraisal", 10e Journées d'Économie Expérimentale, Dijon, France, 14-16 mai 2008.
Ashta, A. (2008) "A Discontinuous Marginal Revenue Curve and U-Shaped Supply Curve Explanation to Microcredit
Capital Flows and Relative Interest Rate Determination", 20th Asian Pacific Conference on International Accounting
Issues (APC), Paris, France, 9-12 novembre 2008.
Ashta, A. (2008) "How Can Beta be Saved in the Face of Loss Aversion?", 20th Asian Pacific Conference on International
Accounting Issues (APC), Paris, France, 9-12 novembre 2008.
Ashta, A. (2008) "How does the Internet make retail investors become microfinance players?", Microfinance New
Technologies Summit 2008, New Delhi, Inde, 21-22 octobre 2008.
Ashta, A., Bush, M. (2008) "Ethical issues of NGO principals in sustainability, outreach and impact of Microfinance:
Lessons in governance from the Banco Compartamos' IPO", 1st International Workshop on Microfinance Management
and Governance, Kristiansand, Norvège 2-3 juin 2008.
Ashta, A., Ernult, J. (2008) "Comment mesurer la performance sociétale et environnementale ?" , 20th Asian Pacific
Conference on International Accounting Issues, Paris, France, 9-12 novembre 2008.
Ashta, A., Attuel-Mendès, L., Ditter, J.-G. (2008) "Another 'French paradox' : explaining why interest rates to
microenterprises did not increase with the change in French usury legislation", European Microfinance Week,
Luxembourg, 12-14 novembre 2008.
Attuel-Mendès, L., Ashta, A. (2008) "French Legislation and the Development of Credit Availability for Microenterprise",
Global Conference on Business and Finance, Hawaii, USA, 9-12 janvier 2008.
Barbe-Dandon, O., Didelot, L., Ashta, A. (2008) "Is There Need for Totally Disconnected Tax and Financial System ? A
Post IFRS Evaluation of Evolution of French Tax and Financial Reporting Relationship", 20th Asian Pacific Conference
on International Accounting Issues, Paris, France, 9-12 novembre 2008.
Galia, F., Ashta, A., Corgnet, B., Sutan, A. (2008) "Team Formation Experiments: Differences In Inequality Aversion
And Excessive Cooperation In Lab And Field Experiments", The International Association for Research in Economic
Psychology / The Society for Advancement of Behavioral Economics conference, Rome, Italie, 3-6 septembre 2008.
Ditter, J.-G., Attuel-Mendès, L., Ashta, A. (2008) "La Réforme de la Législation Française en matière d’usure facilite-telle l'accès au crédit des Micro-Entreprises ?", 20th Asian Pacific Conference on International Accounting Issues, Paris,
France, 9-12 novembre 2008.
Ashta, A. (2007) "Corporate Social Responsibility in the Information Age of Dynamic Inter-systems Connectivity",
Conference of the Information Resource Management Association (IRMA), Vancouver, Canada, 19-23 mai 2007.
Ashta, A., Ernult, J. (2007) "Comment mesurer la performance globale dans une société de service : le cas de la Caisse
d'Épargne de Bourgogne Franche Comté", 6e Conférence Internationale de Gouvernance d'Entreprise, Genève, Suisse,
21-22 mai 2007.
Ernult, J., Ashta, A. (2007) "How to measure Global Sustainable Performance in a service enterprise? A case study of
Caisse d’Epargne", The second International Conference on Services Management, New Delhi, Inde, 1-2 juin 2007.
Sutan, A., Corgnet, B., Ashta, A. (2007) "The power of words in financial markets: a strategy experiment on soft versus
hard communications", European ESA Meeting, Nottingham, Royaume-Uni, jour? septembre 2007.
Working papers
Alia, H., Ashta, A., Ratsimalahelo, Z. (2013) "Time-Diary Research Method: Methodological Context, Evaluation and
Applications", Les Cahiers du CEREN, n° 42, pp. 21-36.
Ashta, A., Estape-Dubreuil, G., Hedou, J.-P., Bourcieu, S. (2012) "Leçons d’innovation sociale des micro-angels - étude
de cas de l’entrepreneuriat institutionnel du mouvement des CIGALES en France" Les Cahiers du CEREN, n° 41, pp.
211-230.
Assadi, D., Ashta, A. (2012), "Innovative Transposition of Trust mechanisms in Social Lending Groups from offline to
online," Les Cahiers du CEREN, n° 41, pp. 193-210.
Ashta, A. (2011) "Co-creation for impact investment in microfinance", Les Cahiers du CEREN, n° 37, pp. 59-66.
Ashta, A., Attuel-Mendès, L., Ditter, J.-G. (2011) "Another French Paradox: Explaining why interest rates to
microenterprises did not increase with the change in French usury legislation", Les Cahiers du CEREN, n° 37, pp. 2742.
Ashta, A., Khan, S., Otto, P. (2011) "Does microfinance cause or reduce suicides? The need for support groups for
males", Les Cahiers du CEREN, n° 37, pp. 43-58.
Attuel-Mendès L., Ashta A., Pic, E. (2011) "Micro-credit and religions: comparative perspectives", Les Cahiers du
CEREN, n° 37, pp. 84-92.
Couchoro, M., Ashta, A. (2011) "Critère de sélection des clients dans les IMF : le cas de WAGES au Togo", Les Cahiers
du CEREN, n° 37, pp. 121-133.
Ashta, A. (2010) "Evolution of Mobile Banking Regulations", Les Cahiers du CEREN, n° 33, pp. 5-15.
Ashta, A. (2010) "Preface to the Cahier Spécial du Ceren for the Conference on Institutional and Technological
Environment for Microfinance Jan 7-8, 2010), New Delhi", Les Cahiers du CEREN, n° 31, pp. 2-4.
Ashta, A., Assadi, D. (2010) "P2P Interaction Orientation and Brand Value Building in Online Social Lending Startups",
Les Cahiers du CEREN, n° 31, pp. 6-17.
Ashta, A., Assadi, D. (2010), "Should online Micro-lending be for profit or for philanthropy? DhanaX and Rang De", Les
Cahiers du Ceren, n° 31, pp. 18-31.
Ashta, A., De Selva, R. (2010) "Religious practice and micro-credit", Les Cahiers du CEREN, n° 31, pp. 32-37.
Allaire, V., Ashta, A., Attuel-Mendès, L., Krishnaswamy, K. (2009) "Institutional Analysis to explain the Success of
Moroccan Microfinance Institutions", Les Cahiers du CEREN, n° 29, pp. 6-26.
Ashta, A. (2009) "Interest Rate ethics: an aspect of social performance in microfinance", Les Cahiers du CEREN, n° 29,
pp. 121-130.
Ashta, A., Assadi, D. (2009) "A tale of two sites in India: DhanaX and Rang De. Should online Micro-lending be for profit
or for philanthropy?", Les Cahiers du CEREN, n° 29, pp.164-179.
Ashta, A., Assadi, D. (2009) "An Analysis of European Online micro-lending Websites", Les Cahiers du CEREN, n° 29,
pp. 150-163.
Ashta, A., Assadi, D. (2009) "Does Social Lending incorporate Social Technologies ? The use of Web 2.0 Technologies
in online P2P lending", Les Cahiers du CEREN, n° 29, pp.180-194.
Ashta, A., Assadi, D. (2009) "Generating brand value in online Microfinance startups", Les Cahiers du CEREN, n° 29,
pp. 195-203.
Ashta, A., Assadi, D. (2009) "P2P Interaction Orientation and Brand Value Building in Online Social Lending Startups",
Les Cahiers du CEREN, n° 29, pp. 204-214.
Ashta, A., Fall, N. S. (2009) "Institutional Analysis to understand the growth of Microfinance Institutions in West African
Economic and Monetary Union", Les Cahiers du CEREN, n° 29, pp. 27-46.
Ashta, A., Hudon, M. (2009) "Does Rawlsian ethics validate Microfinance interest rates?", Les Cahiers du CEREN, n°
29, pp. 102-120.
Ashta, A., Hudon, M. (2009) "To whom should we be fair? Ethical issues in Balancing Microfinance Stakeholder Interests
from Banco Compartamos Case Study", Les Cahiers du CEREN, n° 29, pp. 87-101.
Ashta, A., Raimbault, S. (2009) "Business Perceptions of the new French regime on Auto-Entrepreneurship: a risktaking step back from socialism", Les Cahiers du CEREN, n° 29, pp. 47-62.
Attuel-Mendès, L., Ashta, A. (2009) "The truth, but not always the whole truth in Lending Laws", Les Cahiers du CEREN,
n° 29, pp. 63-86.
Ashta, A. (2008) "How Can Beta be Saved in the Face of Loss Aversion?", Les Cahiers du CEREN, n° 25, pp. 44-47.
Barbe-Dandon, O., Didelot, L., Ashta, A. (2008) "Is There Need for Totally Disconnected Tax and Financial System ? A
Post IFRS Evaluation of Evolution of French Tax and Financial Reporting Relationship", Les Cahiers du CEREN, n° 25,
pp.66-87.
Ditter, J.-G., Attuel-Mendès, L., Ashta, A. (2008) "La réforme de la législation française en matière d’usure facilite-t-elle
l'accès au crédit des micro-entreprises ?", Les Cahiers du CEREN, n°25, pp. 3-17.
Ernult, J., Ashta, A. (2008) "Comment mesurer la performance sociétale et environnementale ? Une étude de la
crédibilité de la notation de la Caisse d'Épargne par Vigeo", Les Cahiers du CEREN, n° 25, pp. 48-65.
Ashta, A. (2008) "A Brief Inventory of Behavioral Influences on the subjective Risk Adjusted Discount Rates in Project
Appraisal", Les Cahiers du CEREN, n° 24, pp. 65-79.
Ashta, A., Bush, M. (2008) "Ethical issues of NGO principals in sustainability, outreach and impact of Microfinance:
Lessons in governance from the Banco Compartamos' IPO", Les Cahiers du CEREN, n° 24, pp. 30-40.
Assadi, D., Ashta, A. (2008) "How Do People Trust on Peer-to-Peer Lending Websites ? Impacts of the Web 2.0
Technologies on Trust Building in Microfinance", Les Cahiers du CEREN, n° 24, pp. 2-17.
Ashta, A., Assadi, D. (2008) "Do Social Cause and Social Technology Meet ? Impact of Web 2.0 Technologies on peerto-peer lending transactions", Les Cahiers du CEREN, n° 23, pp.41-59.
Ashta, A. (2007) "An Introduction to Microcredit: Why money is flowing from the rich to the poor", Les Cahiers du CEREN,
n° 21, pp. 77-86.
Attuel-Mendes, L., Ashta, A. (2007) "La législation française en matière d’usure et le développement de l'accès au crédit
des microentreprises," Les Cahiers du CEREN, n° 21, pp. 87-100.
Ernult, J., Ashta, A. (2007) "Développement durable, responsabilité sociétale de l'entreprise, théorie des parties
prenantes : Évolution et perspectives", Les Cahiers du CEREN, n°21, pp. 4-31.
Ernult J., Ashta A. (2007) "Comment mesurer la performance globale dans une société de service ? Le cas de la Caisse
d'Épargne", Les Cahiers du CEREN, n°21, pp. 64-76.
Articles in professional journals
Ashta, A. (2013) "Microangels and Microequity", European Microfinance Platform, Networking with the South, Winter,
pp. 14-15.
Ashta, A., Battaggia, S. (2013) "Evolution of Mobile Banking Regulations", Microfinanza, n° 0, année 1, pp. 31-32.
Ashta, A., Bumacov, V. (2012) "From social rating to seal of excellence: utility or futility?", Micro Dinero, 7 novembre
2012,
http://www.microdinero.com/index.php/english/nota/4413/from-social-rating-to-seal-of-excellence-utility-orfutilityij
Ashta, A., Barnett, B., (2012) "Top ten takeaways from the Microfinance Technology conference", Micro Dineiro, 24
juillet
2012,
http://www.microdinero.com/index.php/english/nota/5117/top-ten-takeaways-from-the-microfinancetechnology-conference
Ashta, A. (2012) "MFI Flex: A case study of a SaaS for Microfinance operator", Microfinance Focus, 13 septembre 2012,
http://www.microfinancefocus.com/mffnews/mfi-flex-case-study-saas-microfinance-operator
Ashta, A., (2012) "Technology and Microfinance: Cost issues, solutions and challenges", Microfinance Focus, 29 juin
2012, http://www.microfinancefocus.com/mffnews/technology-and-microfinance-cost-issues-solutions-and-challenges
Ashta, A. (2012) "Microfinance Technology Conference (Kuala Lumpur June 25-27)", Microfinance Focus, 26 juin 2012,
http://www.microfinancefocus.com/mffnews/microfinance-technology-conference-kuala-lumpur-june-25-27
Ashta, A. (2012) "How MIS raises sustainable growth: the case of SV Creditline", Microfinance Focus, 26 juin 2012,
http://www.microfinancefocus.com/mffnews/how-mis-raises-sustainable-growth-case-sv-creditline
Ashta, A. (2012) "In favor of Self owned and Self Developed Systems for Microfinance: a case study of NWTF",
Microfinance Focus, 26 juin 2012, http://www.microfinancefocus.com/mffnews/favor-self-owned-and-self-developedsystems-microfinance-case-study-nwtf
Ashta, A., Bourcieu, S., Estapé-Dubreuil, G., Hédou, J.P. (2012) "Microangels and microequity: the missing ingredients
of microfinance", Microfinance Focus, 19 mars 2012, www.microfinancefocus.com.
Ashta, A. (2011) "Riskebiz: Co-Creating Value in the Investment Chain to Combine Finance and Technology to Enable
the Poor to Get Out of Poverty", IGI Global Blog, Guest editorial post, 17 février 2011, http://www.igiglobal.com/blogs/main/11-02-17/riskebiz_cocreating_value_in_the_investment_chain_to_combine_finance_and_technology_to_enable_the_poor_to_get_out_of_
poverty.aspx
Ashta, A., Patel, J. (2011) "Is SaaS the Appropriate Technology for Microfinance", Micro Dinero, 2 décembre 2011,
http://www.microdinero.com/index.php/english/nota/4316/is-saas-the-appropriate-technology-for-microfinanceij
Ashta, A. (2011) "How can technology co-create value for Microfinance investors?", Microfinance Focus, 11 février 2011,
http://www.microfinancefocus.com/content/how-can-technology-co-create-value-microfinance-investors
Ashta, A., Assadi, D. (2010) "Microfinance: Towards a financial approach or a Return to a social approach", Microfinance
Focus, 25 octobre 2010.
Ashta, A., Assadi, D. (2010) "Rang De and online lending in India", Microfinance Focus, 8 février 2010.
Ashta, A., Attuel-Mendès, L. (2010) "Report: Microfinance research workshop CEREN-CERMi", Microfinance Focus, on
line, 25 mars 2010.
Ashta, A. (2010) "An account of the Microfinance and New Technology summit in Marrakech", Microfinance Focus, 17
mars 2010.
Ashta, A. (2010) "Does Microfinance Cause or Reduce Suicides?", Microfinance Focus, 6 novembre 2010.
Ashta, A. (2010) "Mobile Payment Expo: Understanding the Mobile Payments Landscape", Microfinance Focus, 15 juin
2010.
Ashta, A. (2010) "Social Business: How niche players can have a real impact", Microfinance Focus, 25 octobre 2010.
Ashta, A., Chalamon, I., Demay, I. (2010) "A short History of Microfinance in Togo", Microfinance Focus, 2 octobre 2010.
Ashta, A. (2009) "Africa prefers microfinance route to reach Millennium goal", Microfinance Focus, 10 juillet 2009.
Press tribunes
Ashta, A., Demay, I. (2012) "Le social business et le sexe des anges", Le Cercle Les Echos, 12 mars 2012,
http://lecercle.lesechos.fr/entrepreneur/creation-dentreprise/221144436/social-business-et-sexe-anges
Ashta,
A.
(2010)
"La
microfinance
ignore
la
crise",
La
Tribune,
http://www.latribune.fr/opinions/20100603trib000515825/la-microfinance-ignore-la-crise.html
3
juin
2010,
Demay, I., Ashta, A. (2010) "L'Afrique face aux 'Escrocs des pauvres' ", La Tribune, 13 décembre 2010,
http://www.latribune.fr/opinions/20101213trib000582254/l-afrique-face-aux-escrocs-des-pauvres.html
Faculty Research Seminars
Ashta, A. (2014) "Premières réflexions sur la globalisation de la microfinance", Quarterly conference of the Banque
Populaire Chair in Microfinance of Burgundy School of Business, Dijon, France, 17 février 2014.
Ashta, A. (2013) "Slow Money: un modèle alternatif pour des investissements durables", Quarterly conference of the
Banque Populaire Chair in Microfinance of Burgundy School of Business, Dijon, France, 11 décembre 2013.
Ashta, A. (2013) "Latest Developments in the field of Microfinance", Seminar at GITAM university, Vishakapatnam,
Inde, 31 juillet 2013.
Ashta, A. (2013) "Strategic Innovation in SaaS delivery of MIS for Microfinance", Quarterly conference of the Banque
Populaire Chair in Microfinance of Burgundy School of Business, Dijon, France, 27 mars 2013.
Ashta, A. (2012) "Microfinance through Clubs and Cooperatives", Quarterly conference of the Banque Populaire Chair
in Microfinance of Burgundy School of Business, Dijon, France, 28 septembre 2012.
Ashta, A. (2012) "Co-creation for Impact Investment in Microfinance", CERMI Doctoral Seminar, Mons, Belgique, 29
mars 2012.
Ashta, A., Bourcieu, S., Estapé-Dubreuil, G., Hedou, J-P. (2012) "Innovation lessons from a Social Movement? A Case
study of the CIGALES movement in France", Quarterly conference of the Banque Populaire Chair in Microfinance of
Burgundy School of Business, Dijon, France, 22 mars 2012.
Bumacov, V., Constantinou, D., Cherkas, M., Ashta, A. (2012) "The 4 Ps of the MIS acquisition strategy in Microfinance",
Financial inclusion in developed countries, Quarterly conference of the Banque Populaire Chair in Microfinance of
Burgundy School of Business, Dijon, France, 22 mars 2012.
Estape-Dubreuil, G., Ashta, A., Hedou, J.-P. (2012) "The Microangels of CIGALES: Who they are! What they are looking
for!", Quarterly conference of the Banque Populaire Chair in Microfinance of Burgundy School of Business, Dijon,
France,19 avril 2012.
Ashta, A., Rani, M. (2010) "Evolution of Mobile Banking Regulation", Journée de recherche CEREN-CERMi, Dijon,
France, 18 mars 2010.
Professional conferences
Ashta, A. (2013) "Another French social innovation: Cooperatives of Salaried Entrepreneurs", Canadian Council of Small
Business Enterprises Conference conference onEntrepreneurship Developing Communities, Victoria, Canada, 2-4 mai
2013.
Ashta, A. (2013) "The Gandhian Roots of Slow Money", Slow Money 4th National Gatherings, Boulder, Etats-Unis, 2930 avril 2013.
Ashta, A., Khan, S. (2012) "Risk mitigation in Microfinance: The need for microequity", European Microfinance Week,
Luxembourg, 14-16 novembre 2012.
Ashta, A. (2012) "Further into Microfinance", CIMA, Paris, France, 25 octobre 2012.
Ashta, A., (2012) "SaaS for Microfinance: Priority Or Opportunity? Questioning Whether The Cloud Is A Viable Model
For Microfinance", Hanson Wade Microfinance Technology Conference, Kuala Lumpur, Malaisie, 25-27 juin 2012.
Ashta, A., (2012) "How can technology lower Microfinance costs? (Introduction day 2)", Hanson Wade Microfinance
Technology Conference, Kuala Lumpur, Malaisie, 25-27 juin 2012.
Ashta, A., (2012) "Innovative role of technology in microfinance (Introduction to the conference)", Hanson Wade
Microfinance Technology Conference, Kuala Lumpur, Malaisie, 25-27 juin 2012.
Ashta, A., (2012) Animation du débat de la Confédération Générale des Petites et Moyennes Entreprises sur le thème
"le micro crédit en France, tabou ou nécessité?", Nuits Saint Georges, France, 6 juin 2012.
Ashta, A., Khan, S. (2011) "Operational culture in MFIs: Impacts and influences", European Microfinance Week,
Luxembourg, 2-4 novembre 2011.
Ashta, A. (2011) "Religion and Microfinance, with a focus on Hinduism", European Microfinance Week, Luxembourg, 24 novembre 2011.
Ashta, A. (2011) "An Overview of Microfinance", Forum Économique du Tchad, N’Djamena, Tchad, 7-9 janvier 2011.
Ashta, A., Bumacov, V. (2011) "Innovations pour le développement : SIG, prêts en lignes, Mobile banking, e-banking …
", conférence par Oikocredit sur le Succès, innovations et dérives, Jouhe, France, 29 janvier 2011.
Ashta, A. (2011) "Regulation and microfinance", Séminaire préparatoire au colloque G20 Workshop, Paris, France, 10
juin 2011.
Ashta, A. (2011) "Microfinance crisis in India: The road ahead", Convergences 2011, Paris, France, 3-5 mai 2011.
Ashta, A. (2010) "An overview of Regulations impacting Mobile Banking", Mobile Payment Expo, Paris, France, 9-10
Juin 2010.
Ashta, A., Assadi, D. (2010) Participation à la table ronde "Finance responsable : les réponses des religions", Congrès
"L'innovation économique et sociale en Bourgogne : le Social Business en action", Dijon, France, 18-19 novembre 2010.
Ashta, A. (2010) "Microfinance, Entrepreneuriat social, et Economie sociale et solidaire", Congrès "L'innovation
économique et sociale en Bourgogne : le Social Business en action", Dijon, France, 18-19 novembre 2010.
Ashta, A. (2010) "MIS for Microfinance", 2nd Microfinance and New Technologies Summit, Marrakech, Maroc, 11-12
March 2010.
Ashta, A. (2009) "Interest Rate ethics: an aspect of social performance in microfinance", European Microfinance Week,
Luxembourg, 24-26 novembre 2009.
Ashta, A. (2008) "Panelist in session on C2C and B2B platforms: How does the Internet make retail investors become
microfinance players?", Microfinance New Technologies Summit 2008, New Delhi, Inde, 21-22 octobre 2008.
Ashta, A., Attuel-Mendès, L., Ditter, J.-G. (2008) "Another 'French paradox': explaining why interest rates to
microenterprises did not increase with the change in French usury legislation", European Microfinance Week, Abbaye
Neumünster, Luxembourg, 12-14 novembre 2008.
Ashta, A. "Do Social Cause and Social Technology Meet? Impact of Web 2.0 Technologies on peer-to-peer lending
transactions", Asia Microfinance Forum, Hanoi, Vietnam, 26-29 août 2008
Ashta, A., Attuel-Mendès, L., Gallo, J., (2007), "Micro crédit : pour quoi, pour qui, comment ?" Entreprissimo, Dijon,
France, 28-29 novembre 2007.