stock market content provider

SWIFT Compliance Services
The Know Your Counterparties Registry
African Regional Conference
May 2016
The KYC Registry as part of the SWIFT Financial Crime
Compliance Roadmap
Standards
Live
Mid 2016
2016/2017
Exploring
Sanctions list
management service
Data repositories
KYC Registry
Compliance Analytics
Traffic analysis
Payment Data Quality (FATF recommendation)
Quality assurance
Processing
services
Sanctions Testing
(testing / tuning of transaction & client systems)
AML testing & tuning
Client/Name screening
Sanctions Screening
Traffic Restriction (RMA)
Sanctions
KYC
AML
Today’s market: An unprecedented challenge to comply with
KYC requirements
Increase in regulations
Increase in AML/KYC fines
(>$3 billion/2 years)
Increase in KYC
complexity: FATF/FATCA
Cumbersome, repetitive
and time consuming
bilateral exchanges
Complex and inconsistent
requirements across
jurisdictions
KYC
Utility
Unavailability and poor
quality of information
The Cost of FI KYC is becoming prohibitive
As a result the industry has witnessed a new development: the growth of the KYC ‘utility’
3
The KYC Registry: Stronger together as a Community
The KYC Registry by SWIFT:
Single source to collect and share your KYC data for CB
Unique Positioning for SWIFT
Single standard for KYC requirements
Trusted 3rd party, cooperative
Unique content
5
The founding principles of the KYC Registry
 Global standardised KYC data baseline (5 categories of information)
•
Reduce complexity: covers almost all jurisdictions and is evolving
 Input your data only once
•
Reduce the repetition of sharing your data with each of your correspondents
 Collaborative feature-rich platform
•
User-controlled access, various features, report & audit
 Validated data & documents you can trust
•
SWIFT checks the Completeness, Accuracy & Validity of data & documents
 Unique value added - SWIFT Traffic Profile
•
 CDD & EDD
data
 FATCA
 MIFID
 95+ data
items
 30+ Docs
Business Intelligence insights based or your traffic to show direct and indirect exposure to high risk jurisdictions – KYCC
 Community-led initiative
6
Baseline structure
Set of ±130 data fields and
documents, distributed
across 5 categories
Contribution is done at
entity level (shortened
content for branches, and
possibility to inherit or link
content from one entity to
another)
I
II
III
IV
V
Identification of the customer:
Identification du client
Ownership and management
structure: Structure de détention et de
gestion
Type of business and client base:
Type d’activités et de clientèle
Compliance: Conformité
Tax: Taxe
See ‘KYC Registry Baseline Definition’ for more detailed
information about each data field and document, when it applies
and what are the requirements of the documents
Baseline data and documents
Identification of the customer
Category
Data
• Anglicised legal name : nom légal en anglais
• Trading name / Doing Business As: nom commercial / Autre
dénomination sociale connue
• Registered address: adresse légale
• Operating address (primary): adresse commerciale
• BIC and LEI
• Type of entity: Type de l’entité
• Entity classification: classiification de l’entité
• Parent information (name, country, BIC): Information concernant
l’entité parent (nom, pays, BIC)
• Local legal form (if any): forme juridique locale
• Anglicised legal form: forme juridique en anglais
• Legal name in local characters (if any): nom légal en caractère
local
• Trading name in local characters (if any): nom commercial en
caractère local
• Immediate previous legal name(s) within the last 5 years (if any):
ancien nom légal immédiat, endéans des 5 années précédentes
(si applicable)
• Year of legal name change (if any): année du changement du
nom légal (si applicable)
Supporting documents
• Generic phone and fax: téléphone et fax
• Entity’s website (if any): ): site web de l’entité (s’il en existe)
• Approximate number of employees: nombre approximatif
d’employés
• Registration number (if any) + country and name of reg. authority:
numéro d’enregistrement (si applicable) + pays et nom de l’autorité
d’enregistrement compétente
• Date of incorporation/establishment: date d’enregistrement
• Regulatory status : statut actuel d’agrément
• Information about primary financial regulator/supervisory authority:
Information concernant le régulateur/superviseur primaire
• Information about secondary financial regulator/supervisory
authority: Information concernant le régulateur/superviseur
secondaire
• Type of licence: Full/offshore: type d’agrément complet/partiel
• Licence restrictions (if any): restrictions sur la licence (si applicable)
• Licence number (if any): numéro de la licence (si applicable)
• Country and name of authority issuing the licence : pays et nom de
l’autorité émetrice de la licence
Indispensable/Optionel
 Proof of regulation (if applicable): preuve de régulation (si
applicable)
 Business licence or official authorisation to conduct
business (if applicable): licence pour exercer une activité
régulée (si applicable)
 Charter of law or local decree (if applicable): charte ou
décret (si applicable)
 Extract from registers or proof of existence: extrait du
registre ou preuve d’existence
 Certificate of incorporation (if no extract): certificat
d’enregistrement (en l’absence d’extrait)
 Certificate of change of name (if change(s) of name
within the last 5 years): certificat de changement de nom
(au cas où un changement a eu lieu pendant les 5
années précédentes)
 Other: autres
Baseline data and documents
Ownership and management structure
Category
Data
• Form of organisation: modalité d’organisation
□ Privately held: société privée
□ Publicly listed: société cotée
 Name and country of primary stock exchange (optional
secondary): nom et pays du de la bourse – marché
primaire (le secondaire est optionel)
 Link to the website of the stock exchange (optional
secondary): lien vers le site web de la bourse – marché
primaire (le secondaire est optionel)
 Code of the institution on the stock exchange (optional
secondary): code en bourse de l’entité
□ State-owned: société détenue par l’Etat
□ Cooperative: société coopérative
Supporting documents
• Is the entity a shell bank? Y/N est-ce que l’entité est une société
fictive? Oui/Non
• Bearer shares information: information concernant les actions aux
porteurs
• Shareholding companies (companies with 10% shares or more
mandatory, 5% recommended for privately held and offshore banks)
(if any): sociétés actionnaires (la mention des sociétés détenant 10%
ou plus, est indispensable. La mention des sociétés privées et des
banques offshores détenant 5% ou plus, est plutôt recommendée)
• Ultimate Beneficial Owners (threshold 10% ownership) (if any):
ultime bénéficiaires effecitfs (seuil de 10% d’actionnariat) (si
applicable)
• Key controllers (Board of Directors, Senior executive management,
Supervisory Board): directeurs clés (conseil d’administration,
membres séniors de la Direction Exécutive, conseil de surveillance)
• Auditor of the annual report: rapport annuel audité
Indispensable/Optionel
 Memorandum and articles of association, statutes or bylaws (if applicable): statuts ou articles d’incorporation (si
applicable)
 Ownership structure: structure/organigramme de
détention
 Documentary proof of shareholding companies:
Document prouvant la détention des entités actionnaires
 Declaration of Ultimate Beneficial Owners : déclaration
des ultimes bénéficiaires effectifs
 List of shareholders: liste d’actionnariat
 Board of directors : conseil d'administration
 List of senior/executive management: liste des membres
séniors de la Direction Exécutive
 Supervisory/non-executive Board (if applicable): conseil
de surveillance/non-executif (si applicable)
 Sharia Board (if applicable): conseil de la Sharia (si
applicable)
 Audited annual report: dernier rapport annuel audité
 Audited key financial statements (if no annual report):
rapports financiers audités (en l’absence du rapport
annuel)
 Functional organisational chart: organigramme
d’organisation et de fonctionement de l’entité
 Proof of identity of UBOs and key controllers: preuve
d’identité de l’UBE et des directeurs clés
 Proof of permanent residence of UBOs and key
controllers: preuve d’adresse permanente de l’UBE
 et des directeurs clés
 Documentary evidence of source of wealth: document
prouvant les revenus
 Other: autres
Baseline data and documents
Tax
Compliance
Type of
business
and client
base
Category
Data
Supporting documents
•
•
•
•
 Other: autres
Type of products and services offered: type de produits et services offerts
Type of clients: type de clients
Geographical presence and reach: répartition et présence géographique
Industry focus: focus industriel
• Money Laundering Reporting Officer or department contact
details: coordonnées de l’agent de contrôle anti-blanchiment
ou du département relatif
• Chief Compliance Officer name: nom du chef de la conformité
• AML person contact details: coordonnées de l’interlocuteur
anti-Blanchiment
• Number of AML staff: nombre de l’équipe anti-blanchiment
• Name of AML Auditors: nom des auditeurs anti-blanchiment
• FATCA status and classification: statut et classification
FATCA
• GIIN (if any): GIIN (si applicable)
• FATCA contact details: coordonnées du contact FATCA
• Tax Identification Number and tax country(ies): Numéro et
pays d’imposition
• Questions about
• Sanction lists used by the entity: listes des sanctions utilisées
par l’entité
• PEP screening / sanctions screening / AML transaction
monitoring processed used: Vérification des
PPE/sanctions/procédure utilisée pour la vérification des
transaction anti-blanchiment
• Procedures/information gathered when establishing a
customer relationship: procédures/information collectées lors
de l’établissement de relation avec un client
• Regulatory investigation or fines within the last 3 years:
éventuelles investigation du régulateur ou amendes reçues
endéas des 3 dernières années
 Wolfsberg AML questionnaire completed or equivalent:
Questionnaire Wolfsberg
 Summary of AML policies/procedures or AML laws:
récapitulatif des procédures et règlement Antiblanchiment
 Detailed AML policies and procedures: procédures et
réglement anti-blanchiment détaillés
 AML questionnaire of the entity (template): questionnaire
anti-blanchiment de l’entité (modèle)
 USA Patriot Act Certification completed: certificat USA
Patriot Act complété
 MiFID questionnaire of the entity (template):
questionnaire MIFID de l’entité (modèle)
 Organisational chart of the Compliance department:
orgnanigramme de l’organisation du département
conformité
 Response to negative statement from the press:
réponse(s) à des articles de presse en défaveur de
l’entité
 Other
 FATCA form W-8 BEN-E, W-9, W-ECI, W-8IMY or W8EXP: formulaire FATCA
 Other
Indispensable/Optionel
Data and Documents Linking – even Covered by Entities
An entity can have a local
instance of a document
besides the ‘linked’
document
Group head
Newly published versions of
‘linked’ documents are
automatically propagated
to the ‘borrowing’ entities.
Head Office /
Subsidiary 1
Head Office /
Subsidiary 2
Domestic
Branch
Foreign
Branch
Sub-branch
Data contribution: Doing it right takes commitment and support
Submitter 1
Approver
Contribution (Bank Side)
Data Validation (SWIFT Side)
KYC Registry
Controller 1
Controller 2
KYC Admins, User Roles and Entity Entitlement
Has
Roles
KYC Admins:
Invite users (swift.com account!)
Assign roles & entities
Is assigned to
KYC
Administrator
Entitie(s)
User
•
ES Branch
•
UK Branch
•
DE Branch
•
HK Branch
The KYC Registry: promoting collaboration and
driving community engagement..
16
Rosgosstrakh Bank successfully joined to the KYC Registry in 2015. The
process was not short, as there are a lot of questions at first. But the KYC
Operations team were very enduring and answered all our questions. They
checked each document and helped to complete a profile every time making
the explanations to amendments. Today our bank already successfully uses
the KYC Registry application, we hope that participants will become more in
the near future and for KYC update process it will be necessary only to do
authorization.
Best regards,
Victoria Vavilenkova
Deputy Head of International Relations
RGS Bank, Moscow, Russia
Tel.: +7 (495) 925-80-80 ext. 077-12-25
E-mail: [email protected]
www.rgsbank.ru
Qualifications scope and principles
Fact-based
checks
No judgmental or subjective checks
•
Completeness and accuracy
- Required information provided
- Data fields evidenced by documents content and/or
official sources
- Document containing the required information
- Documents consistent against each other
- Documents uploaded at the right place
- Questionnaires filled in
•
Documents validity
•
Documents valid in time or not expired (if required)
•
Documents format requirements
•
Documents provided in the expect format:
signature, stamp, letterhead, logo, etc.
•
Translations
•
Availability of translation / English version of
documents
•
Document provided in the expected format: certified
or internal translation
These requirements are defined in the KYC Registry Baseline
Definition document, available on the KYC Registry
Evidences
Where possible:
• Data validated against supporting documents
• Documents validated against public/official sources,
limited to
- Website of regulators / supervisory authorities
- Website of commercial registers / registration
authorities
- Website of stock exchanges
- Website of the IRS
- Website of the institution
 SWIFT ‘publishes’ the information only if validated as
correct, and approved by customer. However a
category can be published as
-
Incomplete
Expired
Not meeting the format requirement
With missing translation
= qualification score, visible for both contributors &
consumers
Qualifications score
For the contributors (‘submitter’ and possibly ‘approver’ roles)
For consumers (‘viewer’ and ‘requester’ role)
Reduce
complexity
Benefits for your institution
Business
growth

TCO reduction: Cost savings (Effectiveness: quality data, Efficiency: single source)

Risk mitigation: Transparency, Credibility, Control, SWIFT Traffic Profile

Reduce complexity: Standardization, Facilitation of common practices, Visibility

Business growth: Focus on business using data you can trust
All above cascade down from HQ to local level: Contribute locally and consume centrally
Strategic
Risk
mitigation
TCO
reduction
KYC Registry - 31 Jan 2015
69 entities
36 countries
KYC Registry - 28 Apr 2015
389 entities
109 countries
KYC Registry - 31 Jul 2015
863 entities
142 countries
KYC Registry - 28 Aug 2015
1020 entities
146 countries
KYC Registry – Jan 2016
18 Oct 2015
1522 entities
in 178 countries
2200 entities
185 countries
May 2016 more than 2,400 financial institutions
1,253 in Europe, Middle East and Africa
633 in Asia Pacific
427 in the Americas
200+ countries and territories worldwide
Standardised baseline
Up-to-date information
Data verification by SWIFT
Cooperative business model
Secure, user-control access
Pricing:
̶
̶
̶
̶
̶
The contribution will always be free.
The product is priced on an actual consumption basis; when your entity accesses another entity’s data, the total cost is
€120 per calendar year no matter how many users at your bank access the information. (€ 240 for enterprise license for
global tier 3 and above)
Additionally, in the spirit of community, there is a cap on the maximum amount invoiced which is based on the size of your
institution on the Swift network.
The caps vary from €3,000 to €180,000 for the global tier 3 and above entities with an enterprise license. With an
estimated 81% of our members in the €3,000 cap range, this is a true community service.
Once you reach your cap you will still be able to access data but at no extra cost.
SWIFT Traffic Profile
Presentation of the concept and its benefits
KYC - Understanding (and being able to demonstrate) your risk exposure
The SWIFT Profile
YOUR (GLOBAL)
CLEARER
COULD BE GRANTED
ACCESS TO YOUR
PROFILE
Demonstrating
YOUR
DIRECT EXPOSURE
YOU
OWNER OF THE
SWIFT PROFILE
YOUR
INDIRECT EXPOSURE
COUNTRY OF YOUR
COUNTRY OF YOUR
COUNTERPARTIES ORDERING/BENEFICIARY
PARTY’S BANK
Understanding your exposure
1
2
3
Substantiate onboarding due
diligence
1
Uncover hidden risks
posed by your
customer’s downstream
correspondents
Monitor your
customer’s risk
profile
2
I want to enter into a new
relationship with a
correspondent in an
emerging market.
I wonder where one of my
existing counterparties is
engaged in transactions involving
entities in sanctioned jurisdictions.
How can I obtain factual and
objective evidence to support my
business decisions to stay or
exit a relationship?
How do I assess the risk
posed by its customer
network before engaging
in that relationship?
I am aware of past
exposure of one of my
counterparties to high
risk countries.
3
How do I monitor the
evolution of its risk
profile over time?
SCOPE
ACCESS
• MT103, MT202, MT202
COV (Payments)
• Generated upon explicit
demand
• MT400, MT499, MT700,
MT799 (Trade Finance)
• Access controlled by the
publisher
• Coverage: 1 year rolling
• Shared through the KYC
platform
• Computed at the level of
legal entity
• Endorsement before
publication
DATA
EXPOSURE
• Quarterly refresh
• OFAC, EU and FATF lists
• Archived versions remain
accessible to subscribers
• Direct vs. indirect
(nested) exposure
• Publisher can publish
comments on the report
• Inbound vs. outbound
exposure
• Refresh upon change of
the sanctioned countries
or FATF lists
• Only relative volume and
value (no absolute
figures)
LEVEL 1
LEVEL 2
LEVEL 3
SWIFT Profile Level 1 is the least granular. It indicates whether the
entity has been exposed to high risk or sanctioned jurisdictions,
without revealing which countries exactly are at the origin of the
exposure.
SWIFT Profile Level 2 expands on Level 1 by identifying the specific
jurisdictions that create the exposure.
SWIFT Profile Level 3 expands on Level 2 by identifying the specific
institutions located in sanctioned/high-risk jurisdictions (direct exposure),
or those through which instructions from or to sanctioned/high-risk
jurisdictions were received from or sent to (indirect exposure).
Exposure intensity is expressed as the share of traffic exchanged with
high risk or sanctioned jurisdictions, compared to the institution’s total
SWIFT traffic. Intensity intervals are broad on purpose to prevent
revealing competitive information
Level 1 contains an Executive Summary, indicating the overall
exposure regardless of the sanctions list or currency. The 4 detailed
sections provide the detail on exposure to 1. OFAC-sanctioned, 2.
EU-sanctioned, 3 .FATF-high-risk and 4. FATF-non-cooperative
jurisdictions. Each of the sections breaks out the exposure per
currency (USD, EUR, other).
Unlike Level 1, the Level 2 report does not express the intensity of exposure
as share of the total traffic. Instead, it indicates the share of each country in
the total entity’s exposure. In other words, the total to which each country is
compared is the total of all sanctioned and high risk countries, and not the
total traffic of the entity.
Level 2 contains an Executive Summary, indicating the overall exposure to all
sanctioned or high risk countries, regardless of the currency. The 3
subsequent sections provide the detail of the exposure for these same
countries, split by currency: 1. USD, 2. EUR, 3 Other currencies. Same as in
the Level 1, direct and indirect exposure, as well as inbound and outbound
traffic are singled out in the overview.
Level 3 contains an Executive Summary, providing an at-a-glance
overview of what high-risk/sanctioned jurisdictions the entity has been
exposed to directly and indirectly. The 2 detailed sections identify a list of
counterparties through which the entity was exposed directly or indirectly.
Unlike Level 1 and 2, Level 3 report is not shareable through the KYC
platform. This is due to the sensitivity of data it carries: it lists the legal
names and the BIC8 of entity’s counterparties.
The example below illustrates the direct inbound exposure in USD:
The example below illustrates exposure to OFAC-sanctioned
countries in USD:
Exposure to OFAC sanctioned jurisdictions
Example : Between
0.01% and 5% of
entity’s traffic’s
volume and value
received in USD
comes from
countries sanctioned
by OFAC.
Example : Instructions where the ordering and/or beneficiary
party bank is located in a jurisdiction sanctioned by OFAC, account
for 0.01-5% of entity’s traffic’s volume and value sent in USD.
Example : The entity under review sent or received instructions from
banks A, B and C located in the Democratic Republic of Congo. Banks
A and B are local banks (their group head is located in the country),
while bank C is a branch of a foreign bank. The report only lists
institutions with which the entity exchanged traffic during the period
under review.
Example : Syria
accounts for 5-15%
of volume and 1530% of value of
traffic received in
USD from high risk or
sanctioned
countries.
Example :
Instructions where
the bank of the
ordering and/or the
beneficiary party is
located in Belarus
account for 5%-15%
of volume and value
of traffic received in
USD by the entity
where the ordering
and/or beneficiary
party’s bank(s) are in
high risk or
sanctioned
jurisdictions.
Example : The absence of markers in the diagram
indicates lack of activity during the period covered
by the report.
Example : The entity under review received instruction(s) from Bank
A, located in the United States, whereby the bank of the beneficiary
party was located in Belarus.
SWIFT KYC Adverse Media
Presentation of the concept and its benefits
The solution
Global source of high quality negative news and regulatory notifications
Curated adverse media content
sourced from Dow Jones
Coverage from more than 32,000
news publications worldwide
dating back to 2012
Articles are linked to the KYC
profiles of specific entities within
the Registry
Competitive flat fee
DOW JONES
SWIFT
High quality content: adverse media categories*
1. Regulatory
• Corruption
• Financial Crime
• Regulatory Breaches
• Sanctions
2. Competitive/Financial
• Anti-Competitive Issues
• Association Risk
• Copyright/Patent Infringement
3. Environment/Production
• Environmental Issues
• Product Recalls/Bans
• Production/Supply Chain Issues
4. Social/Labor
• Discrimination/Workforce Rights Issues
• Human Rights Abuse
• Workforce Disputes
• Workplace Health/Safety Issues
• Financial Difficulty
• Management Issues
• Ownership Issues
*) As defined by the content provider (Dow Jones)
37
www.swift.com
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38
Questions….
El Ouahabi Samir
Sales Compliance Specialist
[email protected]
Tel: +971 4439 0883
Mob: +971 568 340 238
www.betterkyc.com
39
The KYC Registry
Ordering Guide
KYC Registry subscription
This guide describes the
information the person with the
‘swift.com ordering role’ needs
to provide in order to complete
the SWIFT KYC Registry e-order
form
Learn more about KYC Registry
What do you need to provide to complete the order
1. The entity you order for
5. The two KYC administrators
2. Your own order reference
and sales partner
6. The entities for which you
want to order the SWIFT
Profile (optional)
3. Your KYC Group Head
name
4. The entities to form your
KYC group
1. The entity you order for
please select
CPBYBEBB
FBBLCHBB
OCSJDEDD
OCSJDEFF
OCSJFR2A
OCSJFRPA
OCSJFRPB
Select the BIC code of the
entity or institution you are
placing the order for. This is
the entity that will own the
KYC Registry contract.
2. Your own order reference and sales partner
Provide your own internal
purchase order reference or any
other reference used internally
to track this specific order
OCSJFRPB
“S.W.I.F.T. SCRL” by default.
Select another value in case you
ordered from one of SWIFT's
recognized business partners
3. Your “KYC Group Head Name”
This name will be used to create the top
parent entity of your KYC group.
OCSJGB2L - Long Bridge Bank London - London, GB
OCSJDEFF - Associated Invest Long Bridge Bank - Frankfurt, DE
OCSJFRPB - Long Bridge Bank S.A. - Paris, FR
OCSJFRPA - Long Bridge Bank - Investment Bank - Paris, FR
OCSJFR2A - Long Bridge Bank - Strasbourg, FR
FBBLCHBB - Long Bridge Bank Basel - Basel, CH
TGFFLULL - Long Bridge Bank Luxembourg - Luxembourg, LU
4. The entities to form your KYC group
OCSJSGSG - Long Bridge Bank Singapore - Singapore, SG
OCSJGB2L - Long Bridge Bank London - London, GB
OCSJDEFF - Associated Invest Long Bridge Bank - Frankfurt, DE
PYTGESMM - Towerbank S.A. - Madrid, ES
OCSJFRPB - Long Bridge Bank S.A. - Paris, FR
OCSJFRPA - Long Bridge Bank - Investment Bank - Paris, FR
OCSJFR2A - Long Bridge Bank - Strasbourg, FR
OCSJDEDD - Towerbank AG - Duesseldorf, DE
OCSJGB2L - Long Bridge Bank London - London, GB
OCSJDEFF - Associated Invest Long Bridge Bank - Frankfurt, DE
OCSJFRPB - Long Bridge Bank S.A. - Paris, FR
OCSJFRPA - Long Bridge Bank - Investment Bank - Paris, FR
OCSJFR2A - Long Bridge Bank - Strasbourg, FR
FBBLCHBB - Long Bridge Bank Basel - Basel, CH
TGFFLULL - Long Bridge Bank Luxembourg - Luxembourg, LU
CPBYBEBB - Long Bridge Bank Brussels - BRUXELLES, BE
Select all the legal entities to
form your KYC group for which
you will be contributing and/or
collecting data.
5. The two KYC administrators
[email protected]
[email protected]
Select the two persons in your institution that will be
assigned the KYC administrator user role.
They will be able to add and delete users, assign users to
the appropriate user roles, manage specific application
settings, manage the overall structure of entities in the
group, etc.
Note: these persons must already be registered as users on
www.swift.com and cannot already be administrators of another KYC
group. If they are not yet registered users, please ask them to register
using this link
Please note that this is an optional
and additional feature with the cost of
2.500 EUR per BIC annually.
6. The SWIFT Profile (Optional)
OCSJGB2L - Long Bridge Bank London - London, GB
OCSJDEFF - Associated Invest Long Bridge Bank - Frankfurt, DE
OCSJFRPB - Long Bridge Bank S.A. - Paris, FR
OCSJFRPA - Long Bridge Bank - Investment Bank - Paris, FR
OCSJFR2A - Long Bridge Bank - Strasbourg, FR
FBBLCHBB - Long Bridge Bank Basel - Basel, CH
TGFFLULL - Long Bridge Bank Luxembourg - Luxembourg, LU
Select the entities for which you want to order the SWIFT
Profile (optional).
The SWIFT Profile provides a standardised portrait of an
entity’s traffic activity on SWIFT, providing factual data
which institutions can use in their KYC decision-making.
Support
For help, contact your commercial administrator or our regional
support centre
Thank You