Our services - Cil Atlantique

Transcription

Our services - Cil Atlantique
Our services
FIND RENTAL ACCOMMODATION
PRIVATE SECTOR RENTAL OFFERS
CIL Atlantique offers housing in the private sector, from stock managed by the group.
Consult our offers on our internet site:
www.cilatlantique.com
SOCIAL SECTOR RENTAL OFFERS
CIL Atlantique offers housing reserved in construction or renovation operations for social
lessors.
This subsidised housing is subject to resource
ceilings that can be consulted on our website.
BECOME A HOME-OWNER
FREE BROKERAGE
CIL Atlantique advises and supports you, with
a free personalised study and help to find the
best financing.
ACQUISITION LOAN
Supplementary loan to the loan used to finance
the construction or acquisition of your primary
residence. 1 %* rate loan, with capped amount
depending on the geographical zones.
RENTAL - ACQUISITION
You will become a home owner after a rental
phase. The advantages:
• Managed accommodation price
• Reduced VAT and exemption from property
tax (taxe foncière) for 15 years
• Loan repayment lower or equal to the rental
amount during the rental phase
• Eligible for APL (personal accommodation aid)
• Buyback and rehousing guarantee
• Can be combined with the PTZ+ (government zero-interest loan)
SUCCEED IN YOUR
PROFESSIONAL MOBILITY
CIL-PASS MOBILITÉ®
If you are in a situation of professional mobility (recruitment or transfer), CIL Atlantique supports you in
your search for rental accommodation. A dedicated advisor analyses
your requirements, searches for and
selects housing that meets your
needs and accompanies you during
visits. He also aids in the administrative process.
TEMPORARY RENTAL OFFERS
For temporary housing needs, CIL Atlantique
offers furnished rentals in partner residences.
AIDE MOBILI-PASS®
Designed to facilitate your change of
housing, this aid covers the cost of the
rental housing search service. In the form
of a subsidy, it can be supplemented by a
loan to finance certain expenses linked
to a change in housing (double housing
charge, estate agent fees, lease fees...).
RENTAL RISKS GUARANTEE
In the private sector:
Insurance contract subscribed by your lessor
to cover your unpaid rent and charges. (Distributed by APAGL)
CARRY OUT
RENOVATION
WORK
RENOVATION WORK LOAN
This loan lets you carry out renovation work to improve energy performance or extend your accommodation. 1 %* rate loan, with capped amount.
YOUNG PEOPLE IN
PROFESSIONAL TRAINING
AIDE MOBILI-JEUNE®
Subsidy to facilitate access to rental accommodation by covering part
of your rental payments.
Benefit from up to 100€ per month of reduction to your rent during
your training period, up to a limit of 36 months.
This aid can be combined with AIDES LOCA-PASS® and AIDE MOBILIPASS®
DEALING WITH DIFFICULTIES
CIL-PASS ASSISTANCE®
If you are in one of the following three situations:
- Difficulties in finding housing due to your situation (insecure status, low resources, unsuitable accommodation, etc...)
- Problem of maintenance in your accommodation
- Emergency situation (job loss, death, illness, disaster, family conflicts, etc...)
RENTAL RISKS GUARANTEE
CIL Atlantique implements social support to
help you repay your debt.
We can help you find solutions: implementation of specific Action Logement products, search for housing or guidance to specialised partners (social organisations, financial partners...) Free, confidential
service.
* Fixed rate equal to that of the Livret A at 31/12 of year N-1
You bear the responsibility for a loan and must repay it. Check your repayment capabilities before signing.
Some services are subject to conditions (resource ceiling, geographical zones, etc) - please consult us for details.
Action Logement - Companies committed with employees
FP-G-ANG-0115 - Siège social : 1, Allée des Hélices - CS 56331 - 44263 NANTES CEDEX 2 - Tél. 02 40 20 13 50 - www.cilatlantique.com - Association déclarée régie par la loi du 1er juillet 1901 - SIRET 786 001 230 00055 - APE 6499Z
AVANCE LOCA-PASS®
Free advance of your security deposit, in
the form of a no-interest loan, without application fees, limited to 500€. Repayable in
a maximum of 25 monthly payments after a
three-month grace period (minimum monthly
payment of 20€).
GARANTIE LOCA-PASS®
In the social sector only:
Guarantee covering payment of your rent and
charges in the event of financial difficulties. Up
to 9 monthly payments, (limited to 2000€ per
monthly payment) repayable over 3 years maximum, interest-free, without application fees.
OUR COMMERCIAL AGENCIES
ANGERS AGENCY:
68 boulevard du Roi René
49100 ANGERS
Tel. 02 40 20 73 08
CHOLET AGENCY:
43, avenue Gambetta - CS 50604
49306 CHOLET CEDEX
Tel. 02 41 71 33 60
LA ROCHE SUR YON AGENCY:
13, rue du Maréchal Joffre
85000 LA ROCHE SUR YON
Tel. 02 51 36 91 91
13 ter Quai Sadi Carnot - CS 46144
53062 LAVAL Cedex 9
Tel. 02 43 67 38 80
LORIENT AGENCY:
29
QUIMPER
17, boulevard Leclerc
56325 LORIENT CEDEX
Tel. 02 97 35 08 00
PONTIVY
LORIENT
35
56
VANNES
REDON
ST NAZAIRE
53
44
LAVAL
49
NANTES
CHOLET
ANGERS
NANTES AGENCY:
6, rue La Fayette - CS 61415
44014 NANTES CEDEX 1
Tel. 02 40 20 13 50
PONTIVY AGENCY:
9, rue de Rivoli
56300 PONTIVY
Tel. 02 97 79 15 05
QUIMPER AGENCY:
LA ROCHE-SUR-YON
85
6, rue René Madec
29000 QUIMPER
Tel. 02 98 53 91 31
REDON AGENCY:
4, avenue de la Gare - BP 70127
35601 REDON
Tel. 02 99 72 55 00
SAINT NAZAIRE AGENCY:
66, rue du Général de Gaulle
44600 SAINT-NAZAIRE
Tel. 02 28 54 01 50
VANNES AGENCY:
www.cilatlantique.com
49, boulevard de la Paix
56000 Vannes
Tel. 02 97 47 50 50
Action Logement - Companies committed with employees
* offer subject to conditions
® AVANCE LOCA-PASS, GARANTIE LOCA-PASS, CIL-PASS MOBILITE, AIDE MOBILI-PASS, AIDE MOBILI-JEUNE, CIL-PASS ASSISTANCE are registered trademarks of Action Logement
LAVAL AGENCY: