BY==~t====-1 - Federal Reserve Bank of Atlanta

Board ot Governors ot the Federal Reserve System
~[E~[EUWrE~1
MAR 2 \l 2012 ~
FRY·6
OM8 Numbftf 1100-0297
Approval exp£/es December 31 , 2014
Page I 01 2
BY==~t====-1
Annual Report of Bank Holdmg- Companies-FR Y-6
Report at the close at business as ot the end at tiscal year
This Report Is required by law: Seclion 5(c)(1 )(A) of Ihe Bank
Holding Company Act (12 U.S.C. § 1844 (c)(1)(A», Seclion 8(a)
of Ihe Intemalional Banking Act (12 U.S.C. § 3f06(a», Sedlons 11
(a)(1), 25 and 25A of Ihe Federal Reserve Act (12 U.S.C.
§§ 248(a)(1), 602, and 611a); Section 211 .13(c) of Regulalion K
(12 C.F.R. § 21 1.13(c», and Section 225.5(b) of Regulation Y (12
C.F.R. § 225.5(b». Relum 10 Ihe appropriate Federal Reserve
Bank the original and the number of copies specfied.
NOTE: The Annual Report of Bank Holding Companies must be
signed by one director of the top-lier bank holding company. ThiS
Individual should also be a senior official of the top-lier bank hold­
ing company. In the event that the lop-tier bank holding company
does not have an individual who IS a senIor official and is also a
director, the chairman of the board must sign U)e report.
I,
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r I'YlA71.J
caaI
jt:etJiOJ{ VIC~ P~~C""Cli'I)T
&.{
'3r0rt (top-lier bank holding company's fiscal year-end)
Month Day I ear
Reporte~s
Name, Street, and Mailing Address
~~~J!,~;r,...,.~----
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Name of the Bank Hotding Company Direc:tof and 0
This report fonn is to be filed by all top-lier bank holding compa­
nies organized under U.S. law, and by any foreign banking organi~
zation that does not meet the requirements of and is not treated as
a qualifying foreign banking organizalion under section 211 .23 of
Regulation K (12 C.F.R. § 211 .23). The Federal Reserve may nol
conduct or sponsor, and an organization (or a person) is not
required to respond 10, an information collection unless it displays
a currenlly valid OMB conlrol number.
F'IJM[fvllJei(
TItle altha Bank Hokilng Company DIrector and Official
atte5tthat the Annual RepOll of Bank Holding Companies (indud­
ing the supporting attachments) for this report date have been
prepared in conformance with the instructions issued by the
Federal Reserve System and are true and correct to the best of
my knowledge and belief.
With respect to Information regarding Individuals contained
In this report, the Reporter certifies that It has the authority
to provide this Information to the Federal Reserve. The
Reporter also certifies that It has the authority, on behalf of
each Individual. to consent or object to public release of
Information regarding that Individual. The Federal Reserve
may assume. In the absence of a request for confidential
treatment submitted In accordance with the Board's " Rules
Regarding Availability of Information," 12 C.F.R. Part 261 ,
that the Reporter illld Individual consent to public release of
a~"s In the report ~nCernlng th~t Individual.
.loo.I~t \-h2.\\a.nt1.a\e Beach
(Mailing Address of the Bank Holding Company) Street I
-\:h\\a.ndo,O,
City
n~da
Stale
~~~~
~~~~---------Dale of Signa ture
For bank holding companies not regIstered WIth the SECIndicate status of Annual Report to Shareholders:
[!lIs Induded WIth the FR Y-6 report
Perso!, 10 whom questions about this report should be directed:
Le6"P Cava:.l.....o'L-_
UoI.lIt\H1aSSi
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TItI~
S"1'i •28L.3:8
NUmbe::!::r~':;:Ex:::'.n_
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Anta Code I Phone
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_ _ _ _ _ __
Atea Code I FAX Number
ffl<I(D..nR,W'O,S$t.~~n.J.hs. I'D _' -_ __
E-I~Addresa
J h
t:&U'JI
~L) for Ule Bank Holding Company's web page
Does thtJ mporttJr rtJquBsl conrKkJnNa/ trBatment for any portion of this
submission?
D Yes
o WIll be sent under separate cover
o Is not prepared
Please identify the report ilems to which lhis request
applies:
o
For Federal Reserve Bank Use Only
RSSDID
C.I.
33coo_
Zip Cod--;-::J
Phyalcallocallon (it dlttMenl trom mailing address)
r.!I" '<":Md I VI,) I L€Vl1
Signature of Bank Hoking Company
Bh.d ,
po. Box
o
~ObS- 8~r
In accorda nce with the instructions on pages GEN-2
and 3, a letter justifying the request Is being provided .
The information for whidl confidentlaltreatmenl is sought
js being submitled separately labeled "Confidenllal."
~No
Public rupormg lJutdelllor 1I11alniormaUofl COllsctiOll Is IIslhnaled 10 v8ly trom 'J 10 101 ha.JrI per relPonse. wlUI an WV8f8ij8 015 26 hours per f8$f)Of1S8, illeludlng time 10 ualh~ Blld
,,*llalll data In 1lHi: requ6red loon and to reVIew 1flt>lrudlon l and COi'IlfH'e Ihe InlolltlBllon co6iecljon.
1212011
Form FR Y-6 Desjardins FSB Holdings, Inc. Fiscal Year Ending December 31,2011 Report Item 1: Annual report to shareholders
Enclosed are two copies of the Consolidated Financial Statements of Desjardins FSB
Holdings, Inc. and Subsidiaries for the years ended December 31,2011 and 2010.
Report Item 2a: Organization Chart
Desjardins FSB Holdings, Inc. holds 100% of the outstanding common stock of
Desjardins Bank, National Association, and 100% of the outstanding common stock of
Desjardins Florida Loan Center, Inc., both located in Hallandale, Florida.
Report Item 2b: Domestic Branch Listing
The FR Y-6 2011 Depository Institution Branch Data Verification Report was forwarded
bye-mail [email protected] on March 15, 2012.
Form FR Y-6
Desjardins FSB Holdings, Inc. Fiscal Year Ending December 31,2011 Report Item 3: Securities holders
(1 )(a)(b)(c) and (2)(a)(b)(c)
• •~~
~~~~~~g~;~~~4J~~~~~r:~ /
(1)(a)
(1)(b) Name & Address
(1 )(e)
Country of Incorporation Number and Percentage of Each Class of Voting Securities La Caisse centrale Desjardins
du Quebec
Montreal, Quebec, Canada
Canada 750 -100%
Common Stock (2)(a)
None (2){b)
(2)(e)
FR Y-6 Desjardins FSB Holdings, Inc. Fiscal Year Ending December 31, 2011 Report Item 4: Insiders
(1), (2), (3) (a)(b)(c), and (4)(a)(b)(c)
(1)
(2)
Name & Address
Principal Occupation if other
than with Bank Holding Company
(3)(b)
Title & Position
with Subsidiaries
(3)(a)
Title & Position with Bank
Holding Company
I
La Caisse centrale
Desjardins du Quebec
./
Quebec, Canada
Leroux F .. Monique
/ '-
I•
Sale shareholder
.
.
i President of the Desjardins Group.
Director
Chairman of the Board & Chief
ExecutlVe Officer
Director
N/A
N/A
Director
N/A
Director
N/A
Director
Chairman of the Board & Chief Executive
Officer, Caisse centrale Desjardins
Director
Federation des caisses Desjardins du
Quebec and Caisse centrale Desjardins
Director
Federation des caisses Desjardins du
Quebec and Caisse centrale Desjardins
Director.
Federation des caisses DesjardinS du
Quebec and Caisse centrale Desjardins
Director
Federation des caisses Desjardins du
Quebec and Caisse centrale Desjarchns
None
I
Quebec. Canada
Chief Executive Officer, Federation
des calsses Desjardins du Quebec
Retired
, Baril, Jacques
I Quebec. Canada
L
IChamberland. Serges
Assistant General Manager
Town of Saguenay
Quebec, Canada
,
, Dumas. Alain
Quebec. Canada
General Manager,
Caisse Desjardins du Centre de
Mekinac
Retired
Gagne, Andre
Quebec. Canada
Lapierre, Rejean
Sunrise, Florida. U.S.A
Laurin, Raymond
Quebec, Canada
Morin, Bruno
Quebec, Canada
Accountant
IChief Financial Officer
Caisse centrale Desjardins
I General Manager.
Caisse centrale Desjardins
I
Director
N/A
I Assistant-Treasurer
Director,
De§.i~rdins Bank.
None
None
None
i
None
I
None
NA
None
None
Director
Treasurer
Chairman of the Board
and CEO,
Desjardins Bank, N.A
N/A
None
None
Director,
Federation des caisses Desjardins du
Quebec and Caisse centrale Desjardins
Director.
Federation des caisses Desjardins du
Quebec and Caisse centrale Desjardins
Director.
Federation des calsses DesjardinS du
Que~ec and Caisse centrale Desjardins
None
Tourangeau, Serge
Quebec. Canada
I Retired
Director
N/A
) Notary
Director
Secretary of the Board
N\A
Director
Vice Chairman of the Board
I
-
-
I
I
None
NIA
I Notary
_1_­
(4)(a)(b)(c)
Percentage of
Voting Shares
in Bank Holding
Company,
Subsidiaries or
other
Companies
100%
Assistant-Treasurer
Pare, Denis
Quebec. Canada
Vinet. Yvon
[ C)uebec, Canada
(3)(c)
Title & Position with Other
Businesses
None
None
\"