Canadian Standard Ordinary Life Experience 2003-2008

Mortality Study
Special report on the CIA9704 tables
Canadian Standard Ordinary
Life Experience
2003-2008
Individual Life Experience Subcommittee –
Research Committee
October 2010
Document 210068
Ce document est disponible en français
© 2010 Canadian Institute of Actuaries
Mortality Study
October 2010
MORTALITY UNDER CANADIAN STANDARD ORDINARY INSURANCE ISSUES
STUDIES BETWEEN THE 2003 AND 2008 ANNIVERSARIES
This is a special report submitted by the Individual Life Experience Subcommittee of the
Research Committee detailing the intercompany mortality experience for Canadian standard
ordinary life insurance policies. The underlying experience is identical to the recent 2007–2008
study. The report contains tables 1, 2, and 8 based on five-year aggregate data, and table 4
showing ratios for each of the last five years.
We used CIA 9704 mortality tables to separately calculate the expected death claims for males
and females and for smoker/non-smoker distinctions. For data submitted without classification
by sex, we used the male table. For data with attained age less than 16, we assigned mortality
rates from the aggregate expected table.
This report was approved by the Individual Life Experience Subcommittee of the Research
Committee.
Catherine T. Shum-Adams
Marc-André Melançon
Marc-André Belzil
Venessa Archibald
William Brath
Kim Girard
Derek Houle
Nikolai Serykh
Scott Spencer
This report was prepared by:
Barbara Thomson
Thomson Data Analysis
Toronto, ON
September, 2010
(Research Committee Co-chair)
(Research Committee Co-chair)
(Subcommittee Chair)