CV Eng pro - 1201 - Georges Gloukoviezoff

Georges Gloukoviezoff
Last up-date: January 2012
Date of birth:
Place of birth:
Nationality:
1st April 1977
Lyon
French
Employment Status:
Director of G2 Research & Training (Dublin, Ireland)
Director of 2G Recherche (Lyon, France)
Website:
Blog:
http://gloukoviezoff.wordpress.com
http://alternatives-economiques.fr/blogs/gloukoviezoff/
GENERAL
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Georges Gloukoviezoff is Doctor in Economics. He specialises in financial inclusion.
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He was awarded for his PhD:
Prize 2008 of the National Association of Doctors in Economics in France.
•
He is a Board member of the National Observatory of Poverty and Social Exclusion in
France (since 2006).
•
He has intervened several time as an expert in financial inclusion (basic banking
services, overindebtedness, microcredit, financial education etc.) at a French national
level (Ministry of Employment and Social Cohesion; Caisse des Dépôts et Consignations;
Conseil Économique et Social) as well as at an international level (International Labour
Organisation, European Economic and Social Committee, European Commission).
EDUCATION
2008 PhD in Economics (University Lumière Lyon2)
De l’exclusion à l’inclusion bancaire des particuliers en France.
Entre nécessité sociale et contrainte de rentabilité.
Viva voce: 24th November 2008
Grade : «Très Honorable avec les Félicitations du Jury à l’Unanimité » (highest grade
possible)
MAIN PROFESSIONAL ACTIVITIES
Since 2009 Expert advisor for the Caisse des Dépôts on the issue of microcredit (personal
and professional)
2010-2011 Expert advisor for the Social Finance Foundation (Dublin, Ireland) on the issue
of Basic Banking Account within the framework of the Steering group on
Financial Exclusion established by the Irish Ministry of Finance.
2009
Research fellow at the Policy Institute (Trinity College Dublin) funded by the
Department of Social Protection (former Combat Poverty Agency) carrying out
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research about understanding and combating financial exclusion
overindebtedness in Ireland.
2008
and
Rapporteur of “Grenelles” (roundtables with social partners) on financial
inclusion and microcredit organised by the High Commissioner for Active
Solidarity against Poverty and the Caisse des Dépôts et Consignations at the
occasion of the Roundtable on Social Inclusion.
Since 2008 Director of G2 Research &Training (Dublin) and of 2G Recherche (Lyon).
2005-2008 Member of the Assessment Committee of the “personal project credit” (personal
microcredit) pilots of Caritas France.
2002-2005 Projects manager at the National Federation of the French Saving Banks.
SELECTED EUROPEAN PROJECTS
2009
National expert and scientific committee member on the European Commission
Study Mutual Learning on Financial Inclusion.
2008
Chairperson of the workshop on financial inclusion organised during the 7th
Round Table against Poverty and Social Exclusion which was held under the
French Presidency of the European Union.
National expert on the European Commission Study Financial Services
Provision and Prevention of Financial Exclusion.
National expert on European Commission Study on Common Operational
European Definition of Overindebtedness
SELECTED RESEARCH REPORTS
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Understanding and Combating Financial Exclusion and Overindebtedness in Ireland: A
European Perspective, Dublin: Policy Institute (Trinity College Dublin), 2011.
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Access to Current Account and Policies across the EU15, Report for the Social Finance
Foundation – Ministry of Finance, Dublin: G2 Research, 2010.
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Évaluation de l’efficacité organisationnelle du dispositif de microcrédits personnels du
Crédit Municipal de Paris, Final report for the Paris Municipal Credit institution, Lyon : 2G
Recherche, with J. Palier, 2009.
•
Évaluation des dispositifs Parcours Confiance et Créa-Sol de la Caisse d’épargne, Final
report for the National Federation of the French Saving Banks, Lyon : 2G Recherche,
with J. Palier, 2009.
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Évaluation d’impact des Crédits projet personnel du Secours Catholique, Final report for
Caritas France, Lyon: LEFI – Université Lyon2, with J. Palier, 2008.
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Surendettement des particuliers : Quels rôles pour les syndicats ? Rapport français,
Study for the International Labour Organisation (ILO), Geneva, 2006.
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L’activité des agences bancaires en environnement sensible, Report for the Rhône-Alpes
Lyon Saving Bank and the National Federation of the French Saving Banks, 2003.
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L’exclusion bancaire et financière, Report for the National Observatory of Poverty and
Social Exclusion and the Caisse des Dépôts et Consignations, 2003.
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SELECTED PUBLICATIONS
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« Do French Financial Cooperatives Still Have a Role in Financial Inclusion?”, Journal of
Co-operative Studies, Vol. 44, N°1, April, pp.5-18, 2011.
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« Crédit à la consommation et surendettement des ménages », with PLOT S., NEUVY F.,
Débat, Entreprises et Histoire, n°59, pp.112-121, 2010.
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« From Financial Exclusion to Overindebtedness: The Paradox of Difficulties for People
on Low Income ? », in ANDERLONI L., BRAGA M.D., CARLUCCIO E. (eds), New frontiers in
banking services. Emerging needs and tailored products for untapped markets, Berlin:
Springer Verlag, pp. 213-245, 2007.
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« Accès et utilisation des services bancaires par les allocataires de minima sociaux »,
with MONROSE M., Etudes et résultats, n°351, Paris: Direction de la recherche, des
études, de l’évaluation et des statistiques (DREES), 2004.
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« De la bancarisation de masse, à l’exclusion bancaire puis sociale » Revue Française
des Affaires Sociales, n°3-2004, Paris: La documentation française, pp. 11-38, 2004.
BOOKS
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L’exclusion bancaire. Le lien social à l’épreuve de la rentabilité, Paris : Presses
Universitaires de France, 2010.
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Exclusion et liens financiers. Rapport du Centre Walras 2004, Paris: Economica, 2005.
SELECTED CONFERENCE PAPERS
8 March 2011 Conference « Financial Exclusion and Over-Indebtedness: Challenges and
Policy Responses »
Economic and Social Research Institute (ESRI) – Dublin
Understanding and Combating Financial Exclusion in Ireland: A European
Perspective
26 may 2010
Fourth AHRC microfinance network meeting
Centre for the Study of Global Ethics
University of Birmingham, United Kingdom
Microfinance as a tool of financial inclusion
6 November 2009
Mutual Learning on Financial Inclusion – Final Conference
RFA – European Commission, Brussels, Belgium
Effective Impact Evaluation
22 October 2009
8th International Meeting on Ethics, Finance & Responsibility
Observatoire de la Finance, Geneva, Switzerland
Modernising Banks for their Customers in Difficulties
6 June 2008
Guest-Lecturer, Summer School of University College Cork (Ireland)
The role of French Cooperative Banks in Financial Inclusion
11 Dec. 2007
Towards a common operational European definition of over-indebtedness.
Promoting sustainable financial inclusion for all in the European Union
European Commission, Brussels, Belgium
Addressing over-indebtedness within European public policies
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10 March 2006 Financial Education & Better Access to Adequate Financial Services (FES)
European Commission DG Employment, Social Affairs and Equal
Opportunities, Warsaw (Poland)
Financial Exclusion in France
28 Oct. 2004
Access to Finance Conference
World Savings Banks Institute – The World Bank, Brussels (Belgium)
The “Caisse d’Epargne” and households’ financial exclusion. Which actions
should be taken and what are the prospects?
MEDIA SELECTION
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BROWN V., 2011, « Tonight with Vincent Brown », TV3, theme: Euro zone crisis, 26th of
October.
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NEWSTALK, 2011, « Business breakfast », Newstalk radio, theme : overindebtedness in
Ireland, 18th of october.
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FUNES N., (2010), « Contre le fléau du surendettement : de nouvelles (demi)-mesures »,
Le Nouvel Observateur, interview, n°2369, 1 st-7 april, p. 78.
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GLOUKOVIEZOFF G., (2009), « Une réforme risquée du crédit à la consommation », Les
Échos, n°20528, 12th september, p. 17.
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GUERRIER T., (2008), « C’dans l’air », La 5ième, émission : La France dans la crise, 27th
october.
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MICHEL A., (2007), « Polémique après les propos de Ségolène Royal contre les
banques », Le Monde, interview, n°19302, 14th février, p. 14.
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GESBERT O., (2007), « Service public », France Inter, theme: Le crédit à la
consommation, 5th january.
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SECONDI J., (2006), « Les vrais contours de l’exclusion bancaire », Le nouvel
économiste, interview, n°1359, 28th september – 4th november.
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GLOUKOVIEZOFF G. & LAZARUS J., (2005), « Mort à crédit… revolving », Libération,
24th october, n°7607, p. 35.
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