kwashie agbitor - The Smart Campaign

KWASHIE AGBITOR
+233 244 226742 • [email protected]
SUMMARY OF QUALIFICATIONS
A microfinance practitioner, trainer and technical assistance provider with more than ten years
experience in the microfinance sector with emphasis on branch operations, credit and recovery
management, methodology audit, process mapping, product development and training. Proven
ability to work independently, ability to transfer skills to subordinates, leadership and team
building and motivation skills.
RELEVANT EXPERIENCE
ACCION (Ghana Hub)
November 2008-Present
ACCION is a global company dedicated to creating economic opportunity by connecting people
to the financial tools they need to improve their lives. In the past 50 years, ACCION
International has helped build 63 microfinance institutions in 32 countries on four continents—
Africa, Asia, Latin America and the U.S. These institutions are currently reaching millions of
clients.
ACCION’s partners in Africa include Akiba Commercial Bank (Tanzania) ACCION
Microfinance Bank (Nigeria) EB-ACCION Savings and Loans (Ghana) and EB-ACCION
Microfinance (Cameroun)
Specialist-Credit and Training
• Development, review and consolidate credit related manuals for partner MFIs in Africa
• Methodology Audits and Process Mappings in partner MFIs in Africa
• Supporting Partner MFIs in the areas Risk and Recovery Management and Product
Development
• Supporting the training unit in delivering managerial and technical trainings for middlesenior managers of partner MFIs and the microfinance sector in Africa
-Leadership Training for Microfinance Mid- Level Managers
-Managing for Portfolio Growth
-Training of Trainers (TOT)
-Financial Analysis Training
• Developed a program and mentored branch managers of ACCION partners in Ghana and
Nigeria aimed and transferring information, knowledge and experience to these branch
managers who were mostly new on the job
• Worked with the ACCION project manager to set up the recovery unit for EB-ACCION
Ghana
-Recovery manual development
-Hand holding of newly appointed recovery manager
-Training of newly recruited recovery officers
Adehyeman Savings and Loans (Ghana)
June-October 2008
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KWASHIE AGBITOR
+233 244 226742 • [email protected]
Adehyeman Savings and Loans is a non –bank financial institution operating in three regions in
Ghana. The company offers variety of savings and products and remittance services to mainly
micro entrepreneurs.
Head of Credit
• Lead the development and documentation of the company’s credit policies and
procedures manual which was subsequently approved by the company’s board of
directors
• Developed forms for all the company’s credit related products.
• Ensured adherence to the institutions risk, compliance and control policies
• Trained staff of the company’s on the its new credit methodology, policies and
procedures
• Was responsible the growth of the company’s loan portfolio- number and volume
• Was responsible for organizing credit risk committee at the head office and also ensure
that credit risk committee recommendations were implemented
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ProCredit Ghana
September 2007 – June 2008
ProCredit Ghana is part of the ProCredit group which consists of 21 financial institutions
located in developing and transition countries. ProCredit Holding has a proven track record of
supporting successful banks in Africa, Eastern Europe and Latin America
Regional Manager
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As Senior Branch Manager, I fully responsible for the business results of six (6) of the
company branches
I provided strategic guidance to branch managers in the areas of business planning,
human resources planning and training
Built the capacity for branch managers and supervisors (credit and banking services) to
ensure smooth operations at the branches.
I worked with the management to identify and train a pool of branch managers and
supervisors for the organization.
Effectively followed up on the full implementation of ProCredit’s business model
(lending and deposit mobilization) and new strategic policies
Branch Manager
January -August 2007
Managed a number of the organizations branches including new and old branches that required
turnaround and was highly successful in this.
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Branch Liquidity Planning
Branch Marketing Planning and Implementation
Loan disbursement and Arrears Management
HR related issues (staff appraisal, training etc)
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KWASHIE AGBITOR
+233 244 226742 • [email protected]
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Facility Management
Deposit Mobilization
Deputy Branch Manager
January- December 2006
I offered professional support to the Branch Manager in the following areas;
• Branch strategy & operations,
• Branch controls
• Creation of a positive image in the branch.
Credit Coordinator
March – December 2005
I was in charge of supervising Loan Officers in the branch. I had primary responsibility for
• Ensuring smooth and efficient running of credit operations at the branch level
• Developing new business opportunities in close co-operation with Branch Manager
• Organizing Credit and Arrears Committees
• Feedback to Head office on development of existing and implementation new loan
products and proposes amendments of credit regulations and procedures
• Monitoring indicators of efficiency, growth and quality of credit operations and loan
portfolio
• Ensuring good portfolio management of loan officers through training and coaching
• Conducting Performance Assessment and Career Development Review with direct
subordinates in close co-operation Branch Manager
Loan Officer
August 2003 – February 2005
Main duties
• Field Marketing
• Client Advisory Services
• Credit Analysis
• Loan Portfolio Management
• Coaching and Training of other staff
EDUCATION
University of Ghana (Business School), Accra, Ghana
Executive MBA (Project Management); Expected June of 2015
University of Ghana, Accra, Ghana
Bachelor of Arts (Political Science and Sociology)
MEMBERSHIPS AND CERTIFICATIONS
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KWASHIE AGBITOR
+233 244 226742 • [email protected]
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Certificate, SHRM Essentials of HR Management; Catholic University
Accredited Trainer, Microfinance Distance Learning Course-Tokyo Development
Learning Centre and the World Bank.
IN-HOUSE TRAINING
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ProCredit Holding- Frankfurt Germany: Small and Agriculture Lending Training
ProCredit – Accra Ghana: Training of Trainers
ACCION- Accra Ghana: Consulting Skills Training
ACCION- Quito Ecuador: OTP including field visits to MFIs
ACCION- Dar es Salaam Tanzania: Leadership Skills Training
ACCION- Accra, Ghana: Project Management Training
ACCION- Accra Ghana: Financial Projections using Microfin
ACCION/ILO- Accra Ghana: Making Microfinance work- Managing for Improved
Performance
ACCION- Accra Ghana: TOT-Financial Analysis
REFERENCES AVAILABLE UPON REQUEST
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