Banque Populaire du Rwanda - Tariff Guide

Banque Populaire du Rwanda - Tariff Guide
SERVICE
TARIFF
B. COMMERCIAL LOANS AND WORKING CAPITAL FINANCE
Wages payment
Paiement des salaires
250 Rwf at HQ
250 Rwf at Branch
Interest rates
Transfers < 500,000
Transferts < 500,000
500 Rwf
Transfers > 500,000
Transferts > 500,000
1/1000 maximum 100,000 Rwf
Bank statement
Relevé de compte
1 free monthly statement.
Extra statements 1,000 Rwf / page
Account management fee (Rwf)
Frais de tenue de compte (Rwf)
475 Rwf per month for individuals at all our branches
675 Rwf per month for SMEs & Corporate clients
Account management fee USD/Euros/GBP
Frais de tenue de compte USD / Euros /GBP
2$ / 2 euro / 2 GBP
Request for Account balance
Demande de solde de compte
300 Rwf at all branches
Account Closure fees
Frais de clôture de compte
5,000 Rwf
Cheque opposition fees
Frais d’opposition de chèque
5,000 Rwf
Account balance certificate
Remise attestation de solde
5,000 Rwf
Cheque book fees
Vente de carnet des chèques
2,700 Rwf (24 pages)
5,400 Rwf (48 pages)
Cheque book fees – Express
Vente de carnet des chèques –Express
3,000 Rwf (24 pages)
6,000 Rwf (48 pages)
Bank receipt
Quittance
1.000 Rwf
Passbook
Carnet de depot
4,000 Rwf (VAT incl)
Identification Form
Vente fiche signalétique
0 Rwf
Standing order book fees
Vente de carnets OP
2,500 Rwf
Outward transfer
0,80% min $30 max $300
ATM card fees
Vente Carte bancaire
2,500 Rwf / year
Inward transfers for crediting Rwf account
0.5% min usd 10 max $200
Swift message fee
10,000 Rwf
Replacement of lost / damaged card
Remplacement de la carte perdue ou endommagée
2,500 Rwf
Enquiry message fee
5,000 Rwf
500 Rwf
Amendment
5,000 Rwf
Withdrawal commissions cash deposit
Withdrawal commissions account funded by inward payment or
cheque collection
Recalling back of money
0.00%
Opening of collection documents
20, 000 Rwf
Payment commission
0.8% max 300,000 Rwf
Unpaid bills supervision
0.8% max 300,000 Rwf
Message Swift fee
15,000 Rwf
ATM PIN re-issue
Provisionné à 100%
Non provisionné
Frais d’ouverture du dossier
Frais de gestion de crédit
5,000 Rwf
Supervision of permanent order
Ordre permanent
6,000 Rwf/an & 500 Rwf/mois
Unpaid cheques
Retour chèques impayés
10% de la valeur du chèque
Issuing of bank cheques
Etablissement d'un chèque bancaire
0.1% min 3,000 Rwf max 10,000 Rwf
Certificate of indebtedness
Demande d'attestation de non créance
5,000 Rwf
Searching fee (1-3 months)
Frais de recherche (1-3 mois)
3,000 Rwf
Searching fee (3 months – 1 year)
Frais de recherche (3 mois – 1 année)
5,000 Rwf
Searching fee (1 - 3 years)
Frais de recherche (1 - 3 ans)
10,000 Rwf
Searching fee (above 3 years)
Searching fee (above 3 years)
15,000 Rwf
T bills submission
Soumission bon du trésors
5,000 Rwf
Postal box rent
Location boite postale
N/A
Certificate of promise of loan
Attestation de promesse de crédit
20,000 Rwf
Sending between 50,001 Rwf and 100,000 Rwf
1,495 Rwf
Sending between 100,001 and 200,000 Rwf
1,995 Rwf
II LOANS
LIBELL
Commission de remboursement
anticipé
Prepayment fee
5% of the outstanding loan amount (5% du
montant de credit restant du)
FRENCH
Dépot à terme
ENGLISH
Term deposits
Compte epergne - GWIZA
GWIZA Savings account
Compte epergne - HIRWA
HIRWA Savings account
RATE/AMOUNT
4-7% per annum—changes depending on
market variables
5.5 - 7% per annum depending on amount
saved
2 - 7% per annum depending on amount
saved
1.00%
$25
1.2 IMPORTATION/CREDOC
Opening of LC
Covered portion
0.2% min 50,000 Rwf max 3,000,000 Rwf
Non covered portion
0.8% min 50,000 Rwf
Raising amount of LC
Covered portion
0.2% min 50,000 Rwf max 3,000,000 Rwf
Non covered portion
0.8% min 150,000 Rwf
Extending duration of LC
Covered portion
0.2% min 50,000 Rwf max 3,000,000 Rwf
Non covered portion
0.8% min 150,000 Rwf
Covered portion
15%
Non covered portion
18%
Modification commission/terms of LC
15,000 Rwf
Cancelling commission
15,000 Rwf
Payment commission
0.5% min 50,000 Rwf max 500 000 Rwf
Message swift fee at opening of LC
15,000 Rwf
Other swift message fee.
10,000 Rwf
Opening of export collection documents
3,000 Rwf
Clearing of collection documents
0.5% max 250,000 Rwf
Message Swift fee
10,000 Rwf
2. EXPORTATION
2.1 Remise documentaire (RDE)/export documentation
2.2 CRÉDIT DOCUMENTAIRE/ LETTER OF CREDIT(LC)
FRENCH
ENGLISH
RATE/AMOUNT
Notification
15,000 Rwf
Confirmation
0.5% min 50,000 Rwf max 500,000 Rwf
Prêts personnel
Credit construction
Credit d’investissement
Frais d’ouverture de dossier
Personal loans
Construction loan
Investment loan
Handling fee
18% - 20%
18% - 20%
18% - 20%
2/1,000 min 2,000 max 30,000 Rwf
Modification
10,000 Rwf
Negotiation
0.50%
Swift message fee
10,000 Rwf
A. RETAIL
Interest rates
4% per year
5,000 Rwf
25,000 Rwf
Without cash collateral
Handling fee
Management fee
1. IMPORTATION
1.1 Remise documentaire (RDI)/Import documentation
IZI Cash Costs
995 Rwf
2% per year
SWIFT TRANSFER
Frais de certification des chèques
Sending between 10,001 Rwf and 50,000 Rwf
-Clients with 100% cash collateral
-Corporate clients
INTERNATIONAL OPERATIONS COMMISSIONS
Cheque certification fees
595 Rwf
Handling fee
Management fee
Non utilization fee for overdraft and line of credit
18 - 20%
20 – 21%
20 – 21%
20 – 21%
2/1000 min 2,000 max 50,000 Rwf
1% maximum 1,000,000 Rwf 1% on the
overdraft limit not
withdrawn for 6 months
C. BANK GUARANTEE (BID & PERFORMANCE BOND)
III. DEPOSITS
LIBELL
Interest rates
100 Rwf
200 Rwf
100 Rwf
300 Rwf
50 Rwf
50 Rwf
Sending between 2,000 Rwf and 5,000 Rwf
Commercial loans
Overdraft
Invoice discount
Line of credit
D. ALL LOANS
Account balance / demande de solde
Mini statement / Relevé de compte
Transfer compte à compte personnel
Transfers (compte à compte personne differents)
Bills and payments (paiements et achats divers)
Purchase airtime
Mobile banking
Commissions
Credits de commerce
Credit de caisse / découvert
Crédit d’ escompte facture
ligne de crédit
Frais d’ouverture du dossier
Frais de gestion de crédit
Frais de non utilisation du decouvert /
ligne de crédit
Commissions
Frais de gestion de crédit
Management fee
1% avec min 2,000 max 500,000 Rwf
NB: Prices are exclusive of any taxes.
This tariff guide comes into effect on 1st October 2012.