Auto Motorcycle - Florida Sun Magazine

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Insure Your Paradise Inc
by Appointment
serving Southwest Florida
24/7 Availability
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Whatever your Paradise,
We’ve Got You Covered!.
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Copyright 2012, Insure Your Paradise Inc.
COVERAGE & FEATURES
Unlimited capacity: Coverage is available
for a virtually unlimited number of vehicles
per policy. We can insure regular-use automobiles, collector cars, motorcycles, golf
carts, motor homes, and etc. on one policy at
a competitive rate.
Agreed value: The value attributed to your
vehicle(s) at the beginning of your policy
period is what you would receive in the event
of irreparable damage. You won’t be penalized for depreciation in value at claim time.1
High deductible options: Up to $10,000 is
available. Taking more up front risk may
significantly reduce your annual premium.
High liability limits2: We provide up to $1
million in coverage for bodily injury and $1
million for property damage; or, $1 million as
a combined single limit (for both bodily injury
and property damage.) Matching limits are
available for uninsured/underinsured motorists coverage. If you’re in an accident, you’ll
have ample coverage to pay for repairs
and/or medical expenses.
Limited worldwide coverage: Coverage
for accidents that happen anywhere in the
world. In some countries and jurisdictions,
you are required to purchase auto insurance
locally. In those instances, we can cover
damages in excess of your local policy limits.
New3 vehicle replacement:
If a new vehicle is “totaled” within three years of its purchase, you can opt to receive the agreed value; replace it with a vehicle of the same year,
make and model; or receive a new vehicle
of the same make and model—including hybrids or alternate fuel editions. You can replace your new car with a
comparable
vehicle.
Personal property:
Up to $2,500 is
available to repair or replace damaged or
stolen property from your vehicle (no deductible.) If personal items (golf clubs, car seats,
iPods, clothing, shoes, etc.) in your car are
stolen or damaged, you have funds to replace
them.
Pet coverage: If your dog or cat is injured
while in the vehicle, you have up to $1,000 to
cover related expenses (no deductible.)
Coverage helps with veterinary costs and
other expenses related to the injury of your
pet.
Auto identity theft and fraudulent title:
We can reimburse expenses incurred when
trying to establish ownership of your vehicle
as a result of fraudulent or unlawful use of its
identification number (no deductible.) Have
peace of mind when purchasing a pre-owned
auto. In addition to this coverage, we can
provide a complimentary CARFAX® Vehicle
History Report™ upon request.
Waiver of deductible:
If your car is
“totaled,” your deductible will be waived. We
aim to minimize frustration at claim time.
Choice of Repair Shop: You can use the
repair shop of your choice. Of course, we still
can direct you to pre-screened facilities if you
prefer. Many insurers make you choose from
their finite roster of repair facilities, and your
preferences are not considered.
Original
equipment
manufacturers’
parts: If repairs are needed, only original
manufacturers’ parts will be used (unless the
parts are no longer made.)4 You can rely on
the highest standards of quality.
Transportation expense: We provide up
to $12,500 in coverage, with no per day limit,
for the cost of a rental vehicle. Most insurers
limit you to $30 per day for a rental car—
insufficient funds for a vehicle of comparable
value to the one being repaired or replaced.
Temporary emergency living expenses:
Up to $2,500 is available for hotel stays,
meals and other expenses. If your vehicle
breaks down and you require temporary
lodging, you can be reimbursed for the cost of
the stay and incidentals.
Loan/lease gap coverage5: In the event of
a total loss, you are covered for any
outstanding loan/lease payments, excluding
overdue payments and other charges/fees,
due on the vehicle. You will not incur out-ofpocket expenses to fulfill your remaining
loan/lease agreement; we’ll take care of it
instead.
Key and lock replacement: If your keys
are lost of stolen, you are covered for the cost
to duplicate or replace them, as well as to
re-key the locks (no deductible.) Keys are
equipped with ever increasing technology,
making them costly to replace (it can cost up
to $300 to replace a “smart key.”)
Copyright 2012, Insure Your Paradise Inc, All Rights Reserved
Towing and labor: We cover the cost to
tow your vehicle to the repair facility of your
choice. If the nearest authorized facility is
farther away, we will pay transport costs (no
deductible.) One less worry if your car breaks
down.
Roadside coverage: We cover the labor
costs associated with emergency roadside
assistance (no deductible.) If you need
assistance after a breakdown, you’re covered
for related labor expenses including
reasonable delivery charges for gas, oil, tires
or a battery.
WHAT YOU NEED TO APPLY
Driver License(s) from your
country for all drivers
Passport(s) for all drivers
Vehicle(s) information including purchase price,
condition, VIN and mileage
Estimated annual mileage
Call For a Quote
239-565-6814
Martina Steinhaeuser
Insure Your Paradise Inc.
1.
2.
3.
4.
5.
Depreciation is applied to regular use vehicles at
renewal. However, depreciation is not applied to
collector vehicles at renewal.
Limits vary by state.
Not previously titled.
Excludes window glass.
Not available in all states.
Insurance is underwritten by a member company of Chartis. This is a
summary only. It does not include all terms and conditions and
exclusions of the policies described. All references to claim settlement
information are based on the loss being covered by the policy and are
subject to change without prior notice. Please refer to the actual policies
for complete details of coverage and exclusions. Coverage and
supplemental services may not be available in all jurisdictions, and are
subject to underwriting review and approval
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