March 2016

Arkéa Public Sector SCF Investor Report - April 2016
Cut-off Date
31/03/2016
COLLATERAL DESCRIPTION asset report date April 2016
A ] Overview data
Total outstanding current balance (in €)
Number of loans
Number of borrowers
Average Loan balance per borrower (in €)
Weighted Average Seasoning (in months)
Weighted Average Remaining term (in years)
Percentage of Fixed assets
1 476 717 851 €
1 336
886
1 666 724 €
54
17,1
32%
B ] Portfolio breakdowns
1. Borrower type breakdown
Regions
1%
Total Loan Balance
In Mln €
Number of
Loans
Regions
Departments & overseas territories
French Municipalities
Districts groups
Crédit Municipal
Social Housing
Hospitals
Inter municipality Services
Others
15,8
531,3
276,1
172,2
0,0
102,5
148,7
15,1
214,9
2
50
801
143
0
62
41
21
216
Total
1 476,7
1 336
Loan Type
Total Loan Balance
in Mln €
%
Fixed rate Loans
Non capped floaters
Total
472,0
1 004,7
1 476,7
32%
68%
100%
Region
Total Loan Balance
In Mln €
%
Number of
Loans
Alsace - Champagne-Ardenne - Lorraine
Aquitaine - Limousin - Poitou-Charentes
Auvergne - Rhône-Alpes
Bourgogne - Franche-Comté
Bretagne
Centre - Val de Loire
Corse
Ile-de-France
Languedoc-Roussillon - Midi-Pyrénées
Nord-Pas-de-Calais - Picardie
Normandie
Pays de la Loire
Provence-Alpes-Côte d'Azur
Départements d'Outre-Mer
Territoires d'Outre-Mer
37,3
153,1
132,9
43,0
340,6
0,0
1,5
298,2
65,5
120,9
98,8
86,6
98,4
0,0
0,0
3%
10%
9%
3%
23%
0%
0%
20%
4%
8%
7%
6%
7%
0%
0%
7
177
86
12
805
0
7
85
44
27
29
28
29
0
0
Total
1 476,7
100%
1 336
Borrower type
Inter municipality
Services
1%
Others
14%
Departments &
overseas territories
36%
Hospitals
10%
Social Housing
7%
French
Municipalities
19%
Crédit Municipal
0%
Districts groups
12%
2. Loan Type
3. Geographic Distribution
8%
7%
20%
23%
6%
10%
9%
7%
Rest of France : 10%
4. Central Bank eligibility (ECB)
Central Bank eligibility (% of cover pool)
94%
5. Non performing loans
Total Loan Balance
in Mln €
Number of
Loans
Payment delay over 90 days
Principal
Interest
0,0
0,0
0
0
Total
0,0
0
6. Outstandings
Outstanding
Principal Amount
(EUR)
750 000 000
120 000 000
50 000 000
27 000 000
Name of Series
OF1
RCB2
OF3
OF4
Total :
947 000 000
Scheduled
Maturity Date
07/10/2021
18/08/2025
18/11/2033
25/04/2031
Moyenne :
Remaining
Maturity
(Years)
5,52
9,38
17,63
15,07
18/11/2015
25/11/2015
6,92
Page 1 / 1