Max Larson Henry, CEO Transversal

Max Larson Henry, CEO
Transversal
Colloque : Faciliter l’inclusion financière en Haïti
Port au Prince, 20 Avril 2012
2
Transversal registers Merchants & provides training
Transversal Registers beneficiaries and issues ID
cards.
Beneficiary data is imported into MerchantPro.
eVoucher amounts are transferred to beneficiaries.
Merchants accept eVoucher payments using
MerchantPro SmartPOS or traditional phone (USSD)
MerchantPro supports multiple withdrawal options
including issuing checks, bank transfers, bank
withdrawals, transfer to Mobile Wallet
MerchantPro generates reports
3
Overview of CARMEN
process
}  Demo of MerchantPro
}  Hands on training of
MerchantPro Smart POS and
Order entry
}  Q & A
} 
4
} 
} 
} 
Typically, NGO’s performs their
own beneficiary registrations
using paper registration forms
and enter the data into Excel.
This information is then exported
to CSV and imported into
MerchantPro.
MerchantPro comes with an
Android-based mobile
registration system called
RegistrationPro.
RegistrationPro enables a
registration agent to capture a
rich set of beneficiary profile data
including name, locations, ID’s,
pictures, PIN management
information and more.
5
}  Client
◦ Smart Phone : Android App
◦ Traditional phone USSD
}  Server
◦ Database
◦ Web (reporting)
6
} 
} 
} 
} 
} 
} 
1. The MerchantPro app retrieves customer
details and valid vouchers by scanning an ID
card
2. Merchant enters an indefinite number of
line items in an order.
2. The order total is automatically calculated.
3. The customer enters their PIN number. The PIN is masked with **** so that the
merchant cannot see the PIN.
4. Transactions are verified and sent
wirelessly to the server.
5. A confirmation is sent to the merchant
with the transaction ID
7
} 
} 
} 
} 
1. Merchant enters the
Short code, the Voucher #,
the amount and hands
the phone to the
customer.
3. The customer enters
their PIN number so that
the merchant cannot see
the it and press Send.
4. Transactions are
verified and sent
wirelessly to the server.
5. A confirmation is sent
to the merchant with the
transaction ID
8
!"#$%"&'()*+
)"#
*"#
!"#
%("#
$!"#
$'"#
%&"#
!"#$%&'()*
!"#$%
$12134
78"
8;#365
8;#36&
8;#3:+
214<"=>114
28=$
=<3?
482!1;
23&14$5",&)
!"#"$%&%'%()
*../012%3'%()
.*=>0?@12%3#A(
FG=.*1G&,'H%3
FA(&%I-1@&+'J'
+,-.#/0.1#20.3#
FA(#)H%31L'M'3
4-5/#6-#708#
F?O/01/(#)-,
9:;60.1#8.#<0,3#=0-5#$&$#
PG=9?L/1=%,+'
>-3-1?-#@16;A8#
8'((Q1!'R'(M
B;C#D#E;2-1F0#G0A321,H3F0A#
S*.T@GL/1S)'#
B.A3I,A-#J.,AK;,55-1,-#
S/*L1F%)I3%,'#)
+L/;AA-.1#J.,AK;,55-1,-#
S/*L1SI('#%'
S/?FU1F%)((Q
SG@/W81!)',(%&)
+,&'(
5+'
+)-9
6,9
6)+
,:
6',
6':&9
)9''
55
67789:9
*&+',89:111111111141456766
89:1111111111B15B6766
89:1111111111111D4D766
89:1111111111E1EK6766
89:1111111111414K6766
89:1111111111;1KN6766
89:1111111111E1D66766
89:11111111114144D766
89:1111111111414;;766
89:111111111141446766
89:1111111111414D6766
89:11111111N61666766
89:111111111141K46766
./"01,
./0**********)*(+,-''
./0********++*6)'-''
./0**********:*,('-''
./0********,:*&+'-''
./0********6:*:)9-''
./0********6&*(9'-''
./0********5(*)9'-''
./0********6'*:&9-''
./0**********,*9''-''
./0********6:*)9'-''
=52$$$$$$696$;7<:;;
!"#"$%& '()*+#+,89:111111111111 ;6766
44<
89:11111111C1DE6766
BD<
89:111111114156D766
;<
89:11111111;1;C6766
E5<
89:111111111111 C6766
N66<
89:11111111E1N46766
;K<
89:11111111;1D66766
ED<
89:11111111111111 D766
N66<
89:111111111111 E5766
N66<
89:111111111111 N6766
N66<
89:111111111111 D6766
N66<
89:1111111111111111 V
N66<
89:1111111111NN6766
44<
9
10
11
12
13
14
15
16
} 
} 
Lesson #1: eVouchers have a similar process,
regardless of sector
Lesson #2: MerchantPro enables NGO’s to
benefit from best practice sharing in days
} 
Lesson #3: Garbage in, garbage out
} 
Lesson #4: Merchant/Beneficiary Training
17
} 
In a nutshell:
◦  Innovative, adapted to the Haitian context and
similar economy using universal standards and
adequate technology
◦  An agile enterprise with an unlimited pool of
competence on top of in-house competence
◦  Characterized by enthusiastic and skilled, young
professionals
◦  Not just developers but business process analysts
◦  We own all our IP, hence the ability to customize
and implement unique ideas
◦  Our goal is to revolutionize the way business is
done by streamlining and “mobilizing” business
processes
18
} 
Contact: Max Larson Henry
([email protected])
19