X Mois 2006

This media release is provided for information purposes only and is intended for circulation only to journalists and media professionals. It is not
intended to be and should not be construed as an advertisement or a commercial offer or a solicitation to invest. For further details and
information, please refer to our general terms and conditions.
15 July 2010
HSBC France launches HSBC Cap 18,
an investment eligible for life insurance contracts offering the opportunity to benefit
from the potential performance of the DJ Eurostoxx 50 index
HSBC Cap 18 is a unit-linked EMTN eligible for life insurance and capitalisation contracts
written by HSBC Assurances. It is available for most multi-fund life insurance contracts
currently on offer. HSBC Cap 18 gives HSBC France retail customers, who are French tax
residents, the opportunity to diversify their investments whilst capturing the potential
performance of the DJ Eurostoxx 50 index. It provides full capital protection at maturity
(excluding front-end fees and management fees).
Cap 18 provides customers with the following benefits under the special life insurance
regime:
-
It helps diversify the investor's portfolio in a market environment through a conservative
exposure to equities.
Scenario 1: at the end of the third year, if the DJ Eurostoxx 50 performance is positive or
zero compared with its initial level, the potential will be 18% (i.e. a gross annualised
return of 5.67% (2) ), which is added to the initial investment.
- Scenario 2: if the performance is negative after three years, the maturity will be extended
to eight years, or a potential of 75% of the DJ Eurostoxx 50's final performance, which is
added to the initial investment.
If the final performance is negative or zero, the initial investment is fully protected (1) .
The investment, which is redeemed after three or eight years as the case may be, will be
automatically reinvested at no cost in the with-profit fund. Any withdrawals made other than
on the redemption dates will be made at market terms with a risk of capital loss.
HSBC Cap 18 is open until 27 July 2010 for new life insurance or capitalisation contracts and
until 13 August 2010 for additional payments or switches to existing contracts.
The DJ Eurostoxx 50 is Europe's leading blue-chip index for the Eurozone and comprises 50
stocks representing supersector leaders.
This new fund enables HSBC France's life insurance customers to take a controlled exposure
to the equity markets and provides two opportunities for gains at three or eight years
(mutually exclusive), combined with full capital protection (1) .
Media contact
HSBC Assurances Auriane Maigné, 01 41 02 68 27, [email protected]
HSBC France Coralie Houel, 01 40 70 21 57, [email protected]
This media release is issued by
HSBC France
Head office : 103, Champs Elysées
75 008 Paris
Website: www.hsbc.fr
Main features of HSBC Cap 18
HSBC Cap 18
Eligible only for a selection of HSBC Assurances
life insurance/capitalisation contracts
(non-discretionary management) (4)
Investment type
EMTN (Euro Medium Term Notes) governed by
UK law, issued by HSBC Bank plc and listed on
the London Stock Exchange
Issuer
HSBC Bank plc, a bank rated
AA by Standard & Poor’s and
Aa2 by Moody’s (5)
ISIN code
XS0509831532
Selling period
- From 27 May 2010 to 27 July 2010 for new life
insurance/capitalisation contracts
- From 27 May 2010 to 13 August 2010 for
additional payments and switches to existing
contracts
Investment period
8 years with early redemption after 3 years where
conditions are met (3)
Redemption at maturity
Underlying
100% of the par value (1)
DJ Eurostoxx 50 index
Currency
Euro
Par value
€1,000
Issue price
Initial date for measuring the DJ Eurostoxx 50
index
100% of issue amount (1)
27 August 2010
Pricing frequency
Daily
Placement fees
0.45% a year (prices are quoted net of fees) paid
by HSBC Bank Plc
to HSBC France (6)
Taxation
Tax rules applicable to life insurance/capitalisation
products
Note aux éditeurs :
HSBC en France
HSBC France, précédemment CCF fondé en 1894, a rejoint le Groupe HSBC en 2000 et a adopté la
marque HSBC France en novembre 2005. Le siège de HSBC France est situé à Paris. Avec plus de
400 points de vente sur le territoire national et plus de 10000 salariés, HSBC France développe des
activités de banque universelle auprès de clientèles de particuliers et d’entreprises.
Le Groupe HSBC
HSBC Holdings plc, maison mère du Groupe HSBC, a son siège situé à Londres. Le Groupe sert des
clients dans le monde entier à travers quelque 8 000 implantations réparties dans 88 pays et territoires
en Europe, dans la région Asie-Pacifique, en Amérique du Nord et du Sud, au Moyen-Orient et en
Afrique. Avec 2 364 milliards USD d'actifs au 31 décembre 2009, HSBC est l'un des premiers groupes
de services bancaires et financiers au monde. "Votre banque, partout dans le monde" est la signature
publicitaire universelle de HSBC.
HSBC Assurances
HSBC Assurances offers a broad range of products and services, meeting customer needs by providing
life investment insurance, pensions, personal protection and property/casualty insurance solutions. It
has a full and flexible range of policies aimed at individuals, small businesses and corporate clients.
Since June 2009, HSBC Assurances diversifies its activities by launching IFA services, an activity
dedicated to the network of Independent Financial Advisers (IFA). With the launch of IFA Services,
HSBC Assurances takes advantage of its expertise of premium customers.
HSBC Assurances operates through two HSBC group subsidiaries, HSBC Assurances Vie (France) and
HSBC Assurances IARD (France), and also develops selective partnerships with other insurers in order
to enhance and diversify the range of services offered to its customers.
(1)
Excluding front-end fees and management fees
Performances shown are gross of front-end fees and management fees (please refer to the contractual and
conditions/information sheet)
(3)
Any early withdrawals other than on the scheduled redemption dates will be made at market conditions with a
risk of capital loss
(4)
List of eligible contracts available in branches or on www.hsbc.fr
(5)
The issuer's rating is liable to evolve during the life of the investment
(6)
HSBC France will provide additional information at the customer's request
(2)