health insurance

Transcription

health insurance
GUIDE
CAMPUS FRANCE
health insurance
assistance
CAMPUS FRANCE
health insurance
assistance
This guide is intended for persons
covered by an Campus France
social protection plan: "Mainland
France 80%" or "Mainland France
100%"– "Guests". You will find that
it contains information and practical
advice in addition to the general
and special terms and conditions of
which you were notified when
taking out Campus France
insurance cover.
You are covered by one of the
Campus France social protection
plans.
This is a private health plan and
consequently you do not come
under the general French social
security and healthcare system.
You are not concerned by the
coordinated healthcare plan no by
the requirement to consult a
specific medical practitioner. This
information is important and
should be communicated when
you consult healthcare providers.
Campus France will not issue you
with a Carte Vitale and will not
give you a French social security
number.
IF YOU FALL ILL
You may consult the medical practitioner of your choice. Various types of medical practitioners
existin France:
Accredited practitioners (charging Standard Fees): Sector 1
Practitioners in Sector 1 have undertaken to charge standard fees fixed by agreements entered into
with the French National Healthcare Authorities. They may only charge supplementary fees in
exceptional circumstances, e.g. when complying with a specific request made by a patient, such as
a home visit when the patient is quite able to go to the practitioner's surgery, or when the patient
wishes to see the practitioner outside the latter's normal consulting hours.
Supplementary fees are not reimbursed by Campus France. They are borne by the patient or by a
Mutual Health Fund if the patient has taken out extra insurance cover with such a body.
For information purposes, the official standard fee as of 1st January 2011 charged by a general
practitioner stands from EUR 23 to EUR 28 for a consultation with a specialist.
Accredited practitioners (charging own fees): Sector 2
It is best to verify the fees charged before consulting a practitioner in Sector 2, since practitioners in
this sector are free to fix their own fees, which are higher than officially fixed standard fees.
B: Campus France will not reimburse the difference between the fee actually paid and the
N
official standard fee. This is borne by the patient of by a Mutual Health fund if the patient has
taken out extra insurance cover with such a body.
Practitioners operating in this sector are required to post their fees in their waiting room.
You may also ask what their fees are when you phone to make an appointment.
Non accredited practitioners (no-fee agreements with the authorities)
A practitioner who does not belong to either of the above categories is completely free to fix his own fees.
B: Campus France will not reimburse fees paid to consult a practitioner in this category who
N
has not entered into any fee agreement with the French National Healthcare Authorities.
PATIENT 'S CONTRIBUTION TO PAYMENT OF EXPENDITURE
Under the French tiers payant system, patients do not need to advance payment to doctors
or chemist’s themselves, since payment is made automatically by the insurer (social security office,
insurance company or top-up scheme).
Campus France has set up a tiers payant system with certain practitioners, healthcare centres
and pharmacists, whose names and addresses are to be found in the list appended to this notice.
You should show your health insurance card when having recourse to these practitioners, healthcare
centres and pharmacists.
GUIDE
Health Insurance 11/2011 - 2
CAMPUS FRANCE
health insurance
assistance
Persons covered by the "Mainland France" social protection plan will only be required to pay the 20%
patient's contribution, known as the "ticket modérateur".
NB: the 'patient’s contribution' corresponds to that part of medical expenses to be borne by the patient. For
persons covered by other social protection plans, no payment is required, unless certain healthcare expenses
are excluded from cover under special conditions.
If you see a doctor or use the services of a pharmacist or healthcare centre not included on Campus France
tiers payant scheme, you will have to pay first then apply to us for reimbursement. For major healthcare
expenses (such as hospital care and re-education), you should submit a request for prior approval (entente
préalable), after agreement of the medical adviser upon which we will pay the bills directly.
TERMS OF REIMBURSEMENT
Reimbursement rate
Persons covered by the "Mainland France 80%" social protection plan will be reimbursed at 80% of the French
Social Security standard rate.
Persons covered by the "Mainland France 100% and Guests" social protection plan will be reimbursed at
100% of the French Social Security standard rate.
What do I have to do to be reimbursed?
Send us the following:
• The healthcare form showing proof of payment, duly filled in by the practitioner or healthcare centre
and showing the name and forename of the patient. This healthcare form is handed to the patient by
the practitioner or the healthcare centre after consultation,
• The medical prescription issued by the practitioner or healthcare centre justifying expenditure on X rays,
laboratory analyses and other treatment,
• Pharmacist invoices completed by the accompanying labe (these labels are to be found on the boxes
containing medication and must be stuck on the healthcare form in the place specified).
NB: Campus France will not be able to reimburse you unless you comply with these requirements.
How do I fill in the healthcare form?
The following details must be entered on the healthcare form:
• number of the file
• name and forename
• personal address in France
• signature.
Where should I send my mail?
• Applications for reimbursement, applications for prior approval, and mail addressed to the Campus
France consultant physician, should be addressed to:
Campus France
28, rue de la Grange aux Belles – 75010 Paris
NB: No application for reimbursement will be accepted 2 years after the date of the healthcare
involved.
GUIDE
Health Insurance 11/2011 - 3
CAMPUS FRANCE
health insurance
assistance
EXEMPTION FROM PAYMENT OF THE PATIENT'S CONTRIBUTION
Persons suffering from long-term illnesses may be exempted from payment of the patient's contribution. This
means that your medical expenses will be covered 100%, on the basis and within the limits of standard social
security fees.
An application for such exemption should be sent to the Campus France consultant physician, whose opinion
will determine whether Campus France accepts or refuses the application.
If the application is granted, exemption from payment of the patient's contribution:
• Will be granted for the period determined by Campus France after consultation with the Consultant Physician of Campus France
• Will be limited to care and treatment directly connected with the long term condition justifying the exemption
Medical care and treatment not connected with the long term condition justifying the exemption will be reimbursed
in normal conditions.
IF YOU NEED TO STAY IN HOSPITAL
Campus France will only cover expenditure incurred by a stay in accredited hospitals and clinics charging standard fees.
Any stay in hospital must first obtain prior approval, no later than 10 days prior to admission, accompanied
by the medical diagnosis sent in a sealed envelope to the Campus France consultant physician.
In cases of emergency, the application for cover must be sent within 48 hours of admission to hospital,
accompanied by the medical diagnosis sent in a sealed envelope to the Campus France consultant physician.
Campus France may refuse cover due to exclusions listed in paragraph VI – Article 17 of the General Terms
and Conditions or if requisite procedures have not been complied with.
It is therefore in your interest to apply for prior approval before any stay in hospital.
If Campus France agrees to such cover, it will, upon presentation of the relevant invoice, settle all hospital fees
directly, together with the daily occupancy fee at 100% of the social security standard rate.
Any additional costs, telephone, private room, fees over the standard rate shall be borne by the insured person.
For any medical advice, insurance cover
and prior approval, please contact
the Consultant Physician of Campus
France:
Docteur Paul Walecki
01 40 40 57 17
[email protected]
DRIVING A MOTOR VEHICLE
Any consequences arising from the driving of a motor vehicle and any and all trailers or containers towed by
or coupled thereto or piloting airplanes without prior authorisation by Campus France are excluded from
insurance cover, in accordance with Article 17 of the General terms and Conditions.
If you intend to drive a motor vehicle, we therefore strongly suggest that you check:
• That your motor vehicle has the requisite insurance cover
• That your driving licence is valid on French territory
and we request that you send Campus France an application for permission to drive a motor vehicle together
with a copy of your driving licence, your insurance certificate and the vehicle registration book.
GUIDE
Health Insurance 11/2011 - 4
CAMPUS FRANCE
health insurance
assistance
Campus France accredited Practitioners and Healthcare Centres in Paris
Alain BALDO Philippe GUIGARD
65, boulevard Kellermann
75013 Paris
01 45 88 36 07
Métro : Cité Universitaire
Stéphane MEDIONI
36, boulevard Saint-Michel
75006 Paris
01 44 07 26 27
Métro : Saint-Michel / Odéon
Bernard JOMIER
31, rue d'Hautpoul
75019 Paris
01 42 40 00 72
Métro : Ourcq / Botzaris
edited Medical Centres
Centre de Santé de la Mutualité
24, rue Saint-Victor
75005 Paris
01 40 46 11 16
Métro : Maubert Mutualité/Cardinal Lemoine
MGEN
178, rue de Vaugirard
75015 Paris
01 44 49 28 28
Métro : Pasteur / Saint-Jacques / Glacière
Centre de Santé René Laborie
29, rue de Turbigo
75002 Paris
01 40 39 75 86
Métro : Les Halles
Institut Alfred Fournier
25, boulevard Saint-Jacques
75014 Paris
01 40 78 26 00
RER : Denfert Rochereau
Accredited Dental care centres
Centre Dentaire Saint-Lazare
46, rue de Londres
75008 Paris
01 45 22 09 71
Métro : Europe / Saint-Lazare
Campus France accredited Practitioners and Healthcare Centres outside Paris
AIX-EN-PROVENCE
Armand ARROUAS
4, rue Peyresc
13100 Aix-en-Provence
04 42 21 35 44
AMIENS
Isabelle LUCIANI
73, mail Albert 1er
80000 Amiens
03 22 92 51 72
BESANCON
Myriam FORNOT
Véronique DUPUIS
1, rue de l’Épitaphe
25000 Besançon
03 81 88 77 97
BORDEAUX
Maison des Jeunes
et de la Santé
45, rue Vital Carles
33000 Bordeaux
05 56 48 95 88
Centre de Santé
Etudiant - SIMPPS
13, avenue Pey Berland
33600 Pessac
05 56 04 06 06
Pavillon
de la Mutualité
45, cours du Maréchal
Gallieni
33082 Bordeaux cedex
05 57 81 24 24
BREST
Arnaud GUIGANTON
Jacqueline LAGUIN
179, rue Jean Jaurès
29200 Brest
02 98 44 31 06
CAEN
Jean Louis NOTINI
6, avenue du 6 Juin
14000 Caen
02 31 50 14 14
CLERMONT FERRAND
Isabelle FLAGEOLET
Alain BOYE
32, rue Alexandre Ribot
63000 Clermont Ferrand
04 73 27 01 11
Alexandre
TROUSSEAU
6, place de l’Europe
25000 Besançon
03 81 51 00 97
GUIDE
Health Insurance 11/2011 - 5
CAMPUS FRANCE
health insurance
assistance
DIJON
Bruno LOUIS
32 bis, boulevard de l'Université
21000 Dijon
03 80 74 93 50
MARSEILLE
Yves CHEMLA
19, boulevard Sakakini
13004 Marseille
04 91 49 88 85
GRENOBLE
Isabelle & Thierry ROUGIER
13 bis, avenue Général Champon
38000 Grenoble
04 76 87 05 43
METZ
Olivier SAUZE
123, avenue André Malraux
57000 Metz
03 87 65 44 96
LA ROCHELLE
Dominique PERRIER
Frédéric BOSSE
Résidence Must - Les Minimes
5, rue Lucile
17000 La Rochelle
05 46 44 08 20
MONTPELLIER
Patrick FORNOS
Immeuble Le Mail-J. Cartier
75, place de Québec
34000 Montpellier
04 67 65 16 93
LE HAVRE
Matthieu BLONDET
3, rue Jean Mascoet
76600 Le Havre
02 35 43 13 13
NANCY
MGEN
6, rue Désilles
54000 Nancy
03 83 17 76 00
LE MANS
Laurent SIZARET
16, place de l’Epéron
72000 Le Mans
02 43 39 97 97
ORLEANS
Patrice RUET
9, avenue Bolière
45100 Orléans
02 38 63 03 61
LIMOGES
Fabrice DURAND
35, avenue Berthelot
87000 Limoges
05 55 77 61 73
PAU
Bruno BORDACARRE
3, place Albert 1er
64000 Pau
05 59 27 94 34
LYON
MGEN
44, rue Feuillat
69003 Lyon
04 72 11 30 09
Métro : Montplaisir / Lumière
POITIERS
SIUMPPS – Campus universitaire
2 allée Jean Monnet
86000 Poitiers
05 49 45 33 54
MARSEILLE
Didier FAREAU
23, boulevard de la Concorde
Mazargue
13009 Marseille
04 91 40 64 23
RENNES
Jean Yves GUILLO
1, place du 5e Régiment
d'Artillerie
35000 Rennes
02 99 31 42 54
ROUEN
Alain ROTBARD
72, rue Jeanne d’Arc
76000 Rouen
02 35 89 60 61
STRASBOURG
MGEN
4, place du Pont-aux-Chats
67000 Strasbourg
03 88 21 14 60
TOULOUSE
ACZEL / UZAND / SAINT-DIZIER / GARIPUY
Hôpital Joseph Ducuing
15, rue de Varsovie
31000 Toulouse
05 61 77 34 00
TOURS
Corinne ROLAND
197, avenue Grammont
37000 Tours
02 47 05 21 76
VICHY
Claire PAVAN
36, rue Callou
03200 Vichy
04 70 98 91 98
REIMS
Cabinet médical
des Jardins de la Vesle
Claude FENAUX
Emmanuel MASSART
18, chaussée Bocquaine
51100 Reims
03 26 09 95 39
GUIDE
Health Insurance 11/2011 - 6
CAMPUS FRANCE
health insurance
assistance
Campus France accredited Pharmacists in Paris and the Paris Region
PARIS
Pharmacie Colonel Fabien
65, rue de la Grange aux Belles
75010 Paris
01 42 08 13 29
Pharmacie du Sénat
42, rue Monsieur le Prince
75006 Paris
01 43 26 03 50
Pharmacie Kellermann
71, boulevard Kellermann
75013 Paris
01 45 88 23 24
Pharmacie Mutualiste
5, rue Palestro
75002 Paris
01 40 39 75 38
Pharmacie de la Sorbonne
49, rue des Écoles
75005 Paris
01 43 54 26 10
CANNES ECLUSE
Pharmacie FORTIER
6, rue Saint Georges
77130 Cannes Écluse
01 64 32 29 92
MONTEREAU
Pharmacie Victor Hugo
90 rue Jean Jaurès 4 rue Victor Hugo
77130 MONTEREAU
01 64 32 00 59
CRETEIL
Pharmacie de l’Université
25, rue des Mèches
94000 Créteil
01 42 07 41 55
Pharmacie Jourdan
109, boulevard Jourdan
75014 Paris
01 45 40 78 53
Campus France accredited Pharmacists outside Paris and the Paris region
AIX-EN-PROVENCE
Pharmacie Rotonde-Mirabeau
3, cours Mirabeau
13100 Aix-en-Provence
04 42 26 12 15
CLERMONT FERRAND
Pharmacie DUREL BOUISSOU
39, boulevard Claude Bernard
63000 Clermont Ferrand
04 73 26 60 42
GRENOBLE
Pharmacie PASTEUR
3, place Pasteur
38000 Grenoble
04 76 46 37 68
AMIENS
Pharmacie FORGET
16, rue Saint Leu
80000 Amiens
03 22 91 33 17
CAEN
Grande Pharmacie du Progrès
2, place St Pierre
14300 Caen
02 31 27 70 10
Pharmacie PICCO RANC
1, rue Barnave
38000 Grenoble
04 76 44 14 64
BESANCON
Pharmacie du Stade
13, avenue de l’Observatoire
25000 Besançon
03 81 50 54 79
DIJON
Pharmacie de l’Université
F. Compain
95, boulevard Mansard
21000 Dijon
03 80 66 42 78
BREST
Pharmacie DENNER
172, rue Jean Jaurès
29200 Brest
02 98 44 11 69
LIMOGES
Pharmacie BONNAFY
place des Bancs
87000 Limoges
05 55 34 63 80
Pharmacie BOUSQUET GIROL
1, place des Bancs
87000 Limoges
05 55 34 19 92
GUIDE
Health Insurance 11/2011 - 7
CAMPUS FRANCE
health insurance
assistance
LYON
Pharmacie de l’Avenue
73, avenue Jean Jaurès
69007 Lyon
04 78 72 44 33
Métro : Jean Macé
MARSEILLE
Grande Pharmacie Castellane
11, place Castellane
13006 Marseille
04 91 48 70 20
REIMS
Pharmacie GELARD
33, rue du Colonel Fabien
51100 Reims
03 26 08 05 87
RENNES
Pharmacie DUVAL GUIHARD
24, place du Vieux Colombier
35000 Rennes
02 99 31 48 37
Pharmacie BELSUNCE
10, cours Belsunce
13001 Marseille
04 91 90 14 58
ROUEN
Pharmacie CLEMENT-DUBOIS
63, rue Jeanne d’Arc
76000 Rouen
02 35 71 32 69
METZ
Pharmacie JACQUES
32, rue Serpenoise
57000 Metz
03 87 75 04 75
ST MARTIN D’HERES
Pharmacie du Campus
37, avenue Gabriel Péri
38400 St Martin d’Hères
04 76 54 49 25
MONTPELLIER
Pharmacie de la Gare
2, rue Serane
34000 Montpellier
04 67 58 37 68
Pharmacie Gabriel Péri
94/98, avenue Gabriel Péri
38400 St Martin d’Hères
04 38 37 02 66
NANTES
Pharmacie JOSSO
90, rue de la Bourgeonnière
44100 Nantes
02 40 76 40 52
TOURCOING
Pharmacie Mutualiste
UDEV Pôle Santé
80, rue Nationale
59200 Tourcoing
03 20 26 50 40
NICE
Pharmacie DE LA BUFFA
27, boulevard Gambetta
06000 Nice
04 93 96 29 40
TOURS
Pharmacie CHAUVIN Didier
140, avenue Grammont
37000 Tours
02 47 66 71 66
PERPIGNAN
Pharmacie Notre-Dame
5, quai Battlo
66000 Perpignan
04 68 35 21 04
VICHY
Pharmacie DEPREZ
1, rue Maréchal Foch
03200 Vichy
04 70 32 18 31
GUIDE
Health Insurance 11/2011 - 8

Documents pareils